Daniel Stone Email & Phone Number

Sydney, Nsw, Au

Sydney, New South Wales, Australia

Specialist pricing and analytics contract helping a team building next-gen actuarial pricing process, tools, calculations, statistical methods and analysis in R and Databricks for use in group insurance tenders and existing business pricing exercises

Creating data science courses:- End-to-End Data Science using R

Sydney, New South Wales, Australia

Specialist pricing contract helping a team building next-gen actuarial pricing process, tools, calculations, statistical methods and analysis in the R programming language

Remote

Responsible for moving and enhancing actuarial calculations from Excel to SQL & python engine. Automating the group pricing process using Excel, python and SQL. Advanced data analytics methodologies and analysis. New visualisation capabilities in PowerBI.

North Sydney, New South Wales, Australia

1-month specialist pricing contract helping a team building next-gen actuarial pricing process, tools, calculations, statistical methods and analysis in the R programming language

Sydney, Australia

The Member Analytics & Research team is part of the newly formed Group Member Engagement & Innovation team. The focus is on advanced analytics solutions to support the members of TAL's Group insurance partners. This is through a focus on Mental Health research, member engagement analytics, new insurance proposition pricing and the use of data science in traditional actuarial areas.

Sydney, Australia

Leading the Group Insurance analytics and insights function at TAL. This includes covering the application of data science techniques in traditional actuarial problems. Also responsible for developing and driving strategy to derive and apply insights from claims experience and other data that can be used to drive pricing, client reporting and innovation.The team brings together data, BI, analytics, actuarial, data science and cloud engineering to deliver our solutions to the business and our group insurance partners.

Cape Town Area, South Africa

Stone Actuaries & Consultants has relaunched in January 2014, with an increased service offering and a wider geographical focus, being South Africa, Africa and Asia. We are based out of Cape Town, South Africa, where services are provided both remotely and in-house across all these regions through our highly mobile consultants. We bring international skills and experience and provide specialist services to markets and companies of various levels of maturity.Our services include: Transactions support, Analytics, Sales & Distribution, Modelling, Financial Management, Product development and Specialist Resourcing.Stone Actuaries & Consultants was founded in 2009 by Daniel Stone, a Life Insurance specialist and qualified actuary with 13+ years of experience. He has worked in a wide range of fields including varied-sized life offices, reinsurance, consulting and expert-level Prophet modelling and project experience. He has worked in South Africa, United Kingdom and in the ASEAN countries of Singapore, Malaysia, Indonesia and Thailand.

Cape Town Area, South Africa

Cognitive Systems specialises in instream real time deep learning through Cognitive Computing.Cognitive Systems specialises in Cognitive Computing based on Marvin Minsky’s Minsky's "society of mind" theory, according to which human intelligence arises from the interactions of simple parts called agents, which are themselves mindless. The interactions of these agents constitutes a "society of mind” in which a subset of the agents form a A-Brain that connects to the outside world, and a subset of agents form a B-Brain connected to the A-Brain to understand what is happening in the A-Brain. Cognitive Systems is the first to develop a practical application of this theory which can be applied to any industry.We deploy “Artificial Minds” consisting of software agents organised into A-Brains and B-Brains in complex environments with high-frequency sensor or data streams using ACE (Agent-based Cognitive Engine). The Artificial Minds consist of A-Brains and B-Brains. A-Brains are embedded in complex environments by the Agent-based Complex Event Processor, in which Collector Agencies "gather" data such as market streams, sensor streams, event streams, video streams, etc. and filter these events into complex event streams containing only events of interest. The B-Brains are implemented by the Bayesian Agencies and the Competence Agencies - they observe, learn from, reason about and understand what is happening in the A-Brain and achieve cognitive competencies. The Bayesian Behaviour Networks are distributed cause-effect models, used by the Competence Agents to achieve cognitive competencies.

Singapore

Associate Director of the ASEAN Actuarial advisory services regional hub in Singapore.Indonesia Actuarial country account executiveEngagements:• Multiple M&A due dilligence in Malaysia• Appraisal Valuations of composite insurer in Malaysia• Appraisal Valuation of Takaful operations in Malaysia• Audit manager of multiple audits in Singapore and Indonesia• Prophet model reviews of Conventional, Unit-Linked and Takaful products• Prophet model architecture design and development of Conventional, Unit-Linked and Takaful products• Asia lead for global reinsurance strategy project• Due dilligence and appraisal valuation of bancassurance JV insurer in Indonesia• Agency compensation reviews• Customer analytics and business analytics• Business planning• Market entry consultant• Market research & knowledge sharing

Kingswood

GFS (Groupwide Finance Services) Modelling Solutions ALS With Profits Combined Fund Model - Actuarial Technical Lead (ATL)Project focused: Taken over the team lead role in the large With-Profits Savings Solvency II internal model Prophet development project. Outcome of the project: Change the Prophet model to be based on ALS library instead of the current Summary & Global library. Essentially created a complete combined with-profits model, including a CoG fund and Free Asset fund. Multiple custom management actions and custom bonus rules for certain pools. Cost of Guratantees, Cost of Smoothing, Shareholder transfers, equity-backing ratios. Other projects under development are to:• Dynamise one of the products that are still currently non-dynamic• Implement more complex asset mix strategies, including backing ratios under stress scenarios• Implement negative hedge asset types, including equity, property and credit backed assets• Enhance tax to comply with solvency II requirements• Implement deductions in respect of guarantees and options from the pools• Monthly hard close amendment to Prophet workspaces to allow for non-year end valuation dates Key responsibilities include:• Meetings with Business clients on requirements• Review business specification of project• Determine project length, costs, resources, and agree signed off requirements• Create technical specification on the implementation into Prophet model• Regular business feedback on progress of ongoing projects• Discuss and recommend implementation options on complicated issues• Assist Prophet developers on technical issues in the development and coding environment• Document specifications, issues logs, development reports, testing reports and integration documentation in line with documentation standards• Manage multiple management projects

Cape Town Area, South Africa

Client 1:Internal research:• Lapse experience• Claims experience – extensive exercise• New business analysisPricing:• Competitor price analysis• New basis setting based on experience• Building new models for pricing, profit-testing, analysis and development• Full-cycleProjects:• Budget and Business Planning modelingProduct Development:• Temporary Income protection• Permanent Income protection• OtherClient 2:Projects:• Financial Reinsurance modeling• Enhancing modelsNew product ideas:• External consultant to review product & recommend action plan.• Greenfields ideas investigated• Concept analysis and risk assessmentClient 3:Startup Insurance company:• One of two consultants developing the Business Case for a new direct marketing initiative in the bancassurance space• Develop Business Plan and financials• Product, distribution, operations, reinsurance, etc• Developed the Prophet code and performed profit-testing

Internal research:• Individual mortality basis derivation• HIV/AIDS modeling• Industry research presentationsPricing:• Group GLA, credit, funeral quotes• Individual non-medical and medical underwritten quotes• Product development assistance to clients• Client interactionProjects:• AXIS actuarial software enhancement• Mortality experience assistance

• Developing the Prophet code with respect to new and existing products – this was done from a std empty database• Responsibility for maintaining and improving Prophet code• Development of systems for pricing new products and reviewing existing products• Performing pricing on a wide range of product sets, including: Individual Life, Credit Life, Group Business, DirectChannel and Unit-linked business.• Close link with the Product Dev Actuary when performing design iterations• Group quotes for GLA, Funeral, Credit and other schemes• Performing experience investigations• AIDS calibration• Generating projected cashflow models for new initiatives; including Direct Marketing campaigns, Cell-captive models and other unconventional business

Valuations for the Investment Products:• Investment Horizons• MAX investmentsDuties included:• Preparation of analysis of surplus and EVE for company reports• Prophet, DCS coding• InvestigationsProduct SupportProduct Developments• Savings range – 2005 & 2007• Value+ funeral range – 2006• Comprehensive+ funeral range – 2006• PWYC funeral range – 2006/2007Product PricingProphet coding for profit testingInvestigations:Mortality, AIDS, PersistencyCountry-wide product training

Bbussci, Actuarial Science

Education record