Danilo (Dan) Cardenas

Danilo (Dan) Cardenas Email and Phone Number

Commercial Associate | Bank of America | Business Banking @ Bank of America
charlotte, north carolina, united states
Danilo (Dan) Cardenas's Location
Washington DC-Baltimore Area, United States
Danilo (Dan) Cardenas's Contact Details

Danilo (Dan) Cardenas work email

Danilo (Dan) Cardenas personal email

n/a
About Danilo (Dan) Cardenas

Danilo (Dan) Cardenas is a well-versed Commercial Associate within the Bank of America Business Banking Group, serving the Greater Maryland Market. In his role, he partners with a team of specialists dedicated to understanding each client’s unique financial needs and deliver strategic plans tailored for both the present and future. Before joining Bank of America, Dan worked as a Corporate Credit Analyst in the global financial sector, gaining international experience. Before moving to the U.S, he was an entrepreneur, giving him firsthand insight into the challenges faced by small-to-midsize businesses and the importance of empowering local entrepreneurs. Danilo holds a bachelor’s degree in Finance, an MBA from INCAE Business School and a Financial Analytics Certification from Wharton Executive Education. Outside of work he enjoys soccer, golf, reading, and traveling. Dan is fluent in English and Spanish, which helps him connect effectively with individuals from diverse backgrounds. His commitment to continuous learning drives both his personal and professional growth.

Danilo (Dan) Cardenas's Current Company Details
Bank of America

Bank Of America

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Commercial Associate | Bank of America | Business Banking
charlotte, north carolina, united states
Website:
bankofamerica.com
Employees:
250057
Danilo (Dan) Cardenas Work Experience Details
  • Bank Of America
    Commercial Associate Iii
    Bank Of America Dec 2021 - Present
    Washington Dc-Baltimore Area
    • Partnered with Business Banking Relationship Managers to develop sales strategies by using portfolio analytics and industry insights to recommend customized Products/Services for clients and prospects with a sales size between $10MM - $50MM+. • Developed an "Analytics Tool” to identify Top Products/Services by industry, sub-sector, and micro-segment. This tool enabled the market to achieve sales targets. • Supported the Market Executive with the National Not-For-Profit Project and helped Commercial Associates from 8 markets (New York, Chicago, Los Angeles, Houston, Atlanta, Seattle, Tennessee, and Washington DC) determine the Top Solutions per Industry/Sub-Sector. These insights were instrumental in identifying potential sales opportunities within a list of prospects.• Advised RMs to recommend growth and improvement opportunities for their clients through financial analysis.
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  • Bank Of America
    Relationship Banker
    Bank Of America Sep 2020 - Dec 2021
    Washington Dc-Baltimore Area
    • Awarded the Financial Center MVP 2021 by the FC Manager and Market Leader.• Built meaningful and effective relationships with clients.• Identified solutions for new and existing clients based on their financial well-being.
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  • Bananera El Esfuerzo Y Bristol
    External Consultant (Incae Graduation Project)
    Bananera El Esfuerzo Y Bristol Mar 2019 - May 2019
    Costa Rica
    The Management Consulting Project (MCP) is a 9-week consulting project for all MBA candidates at INCAE Business School. The project was developed in Bananera El Esfuerzo (Costa Rica), a banana producing company with annual exports of $US 7 Million. The consultant team proposed a reduction cost plan of 5% in the production process of the banana box.
  • Cole Parker'S
    Business And Finance Manager
    Cole Parker'S May 2013 - Jul 2017
    Bolivia
    Company (SME) from South America which imports clothes from the US.• Increased annual sales and equity by 1.5x and 2.0x respectively in 4 years.• Proposed and executed a scaling plan to increase 2 branches in the first 2years, reaching a CAGR in revenue of 26%.• Implemented a cost control system that helped the business end with a netprofit between 17%-20%.• Negotiated new strategies that allowed favorable terms with suppliers inNew York and Los Angeles.• Trained personnel in quality in customer service.
  • Banco Ganadero S.A.
    Branch Manager
    Banco Ganadero S.A. Dec 2011 - May 2013
    Cochabamba, Bolivia
    • In 6 months I succeeded in increasing the SME loan portfolio in 7x.• Proposed and collaborated in the development of a new SME loan product.• Proposed a new customer approach and enhanced communication betweencolleagues which helped me succeed in controlling the branch's mostimportant KPIs (customer service, compliance and loans).• Executed a credit and risk analysis training for my existing team and newhires.• Created a collaboration culture that helped the branch and team of 16people to stand out as the best customer service office in the city.
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  • Banco Ganadero S.A.
    Credit Risk Analyst Sme & Corporate Banking
    Banco Ganadero S.A. Apr 2011 - Nov 2011
    Cochabamba, Bolivia
    • Presented 70+ financial research reports of medium and corporate businesslenders to the Board of Directors.• Prepared & supported colleagues in compliance audits.
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  • Banco Mercantil Santa Cruz S.A
    Senior Credit Risk Analyst - Corporate Banking
    Banco Mercantil Santa Cruz S.A Sep 2010 - Mar 2011
    Cochabamba, Bolivia
    • Performed financial analysis to 50+ corporate lenders.• Specialization in construction, transportation and manufacturing loans.• Performed company and industry research analysis.• Assisted in training and supervision of Credit Analysts.• Monitored the utilization of funds on construction lenders through property valuation reports and Gantt Reports.
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  • Banco Mercantil Santa Cruz S.A.
    Credit Risk Analyst Sme Business Banking
    Banco Mercantil Santa Cruz S.A. Apr 2009 - Sep 2010
    Cochabamba, Bolivia
    • Analyst with the highest productivity (evaluated 25% of all loans).• Carried out the historical financial analysis, modeling and forecasting forSME banking loans.• Assisted in monitoring utilization of funds for the construction lenders through property valuation reports.
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  • Banco De Crédito De Bolivia S.A.
    Business Executive Corporate And Business Banking (Internship)
    Banco De Crédito De Bolivia S.A. Jan 2008 - Jul 2008
    Bolivia
    I completed an internship in the credit area for Corporate Banking and Corporate clients. The tasks involved the collection of information, analysis and forecast of Financial Statements.
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Danilo (Dan) Cardenas Education Details

Frequently Asked Questions about Danilo (Dan) Cardenas

What company does Danilo (Dan) Cardenas work for?

Danilo (Dan) Cardenas works for Bank Of America

What is Danilo (Dan) Cardenas's role at the current company?

Danilo (Dan) Cardenas's current role is Commercial Associate | Bank of America | Business Banking.

What is Danilo (Dan) Cardenas's email address?

Danilo (Dan) Cardenas's email address is da****@****cae.edu

What schools did Danilo (Dan) Cardenas attend?

Danilo (Dan) Cardenas attended Incae Business School, Corporate Finance Institute® (Cfi), Universidad Privada Boliviana, Escuela Europea De Negocios, Universidad Privada Boliviana, Universidad Privada Boliviana, Universidad Privada Boliviana.

Who are Danilo (Dan) Cardenas's colleagues?

Danilo (Dan) Cardenas's colleagues are Charles Barnes, Liu Hui, Sushma Allam, Brian Wenk, Babji Grandhi, Marc Feltman, Jayam Foundation School.

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