Dan Kraut Email & Phone Number

New York, Ny, Us

New York, Ny, Us

New York, Ny, Us

Helping the 2.5M self-insured employers make their health plans more affordable and easier to use.

Innovation practice working with both incumbents and venture-funded companies. Helping financial institutions accelerate digital product delivery -- sometimes through internal efforts and other times through partnerships -- and helping consumer FinTechs and B2B2C SaaS companies with strategy, business launches, and new products.

Helping the unbanked receive Social Security Disability payments and lawsuit settlements.First employee. Developed product strategy and business plan, secured funding, recruited management team, and built supply chain (bank, processor, fulfillment house, and call center).• Developed compliance programs and obtained bank and SSA program approval• Branded company and developed online and retail marketing material• Signed initial distribution partners, including 7 of the 10 largest disability lawyers/advocates• Issued (and registered for direct deposit) 40,000 Social Security cards in seven quarters

Technology and services enabling custom prepaid debit card programs for retailers and marketers.Led complete restart of the company, exited closed-loop business, and harvested international business. Conceived of and implemented company's prepaid debit card business. • Grew prepaid revenue from $0 to $6 million in 8 quarters• Grew distribution to 650+ retailers and programs for 7 US states

Joined company after the first recapitalization to grow US business. Promoted to president in late 2007.

Us

Stock option administration software and business process outsourcing (BPO) services to 1,400 public companies (including one-third of the Fortune 1000 and one-half of the S&P 500). Banking and brokerage services to 1.3 million employees. Formerly E*TRADE Business Solutions Group.Accomplishments:• Turned around Corporate Services - full P&L responsibility• Turned $1M annual loss to pre-tax profit of $24M (27% pretax margin)• Increased revenue 34% to $90 million • Exceeded PTI target 12 consecutive quarters,revenue target 10 of 12 quarters • Direct management of sales, marketing, operations, and business services/consulting• Matrix management of development, customer service, and clearing• Won more new business than competitors, including Citigroup, Merrill Lynch, UBS, and Fidelity• Won 3M, Time Warner, GAP, Genentech, Halliburton, Yahoo, and Google in final year

Boston, Ma, Us

Managed 6-person product management team responsible for brokerage and customer self-service capabilities at fidelity.com. Led 45-person development team in delivering multiple applications on time and within budget. Increased customer satisfaction 23%, reduced customer service calls 8%, and improved Gomez ratings 5 places by redesigning trading and research functionality.Responsible for competitive analysis and business development strategy on task-force comprised of senior executives responding to threat from emerging online brokers such as E*Trade and Datek. As a result of the task-force, ask to found a business development team on the West Coast to allow fidelity.com to be “on the ground” in San Francisco & Silicon Valley. • Responsible for online retail customer acquisition strategy• Managed partnerships with AOL, Yahoo, Microsoft, Intuit and associated $20 million budget• Sourced third-party content, tools, and functionality

Internet-based investment management systems for sophisticated investors and RIAs. • Raised seed capital, designed product, formed partnerships • Earned revenue in 3rd quarter of operation• Sold to INTUIT

Mba, Finance

Bs, Electrical Engineering