Danny Moncayo Email & Phone Number

Toronto, Ontario, Canada

As a Senior Credit Underwriter, I specialize in assessing high-risk merchant applications, making credit decisions for new merchant accounts with a high risk exposure. My role involves conducting thorough financial statement and industry analysis to evaluate creditworthiness and minimize liability risk. I collaborate closely with the Lead Underwriter.

Toronto, Ontario, Canada

• Approves or declines merchants applying for payment processing services by: understanding their business models and industries, performing credit and financial analysis, and detailed research on the businesses and.
• Reviews credit reports, and evaluating financial statements on existing merchant, in order to maintain a safety and profitable the portfolio.
• Oversees the underwriting of projects boarding merchant groups, usually multi-million dollar merchants, with 10-75 locations daily and over 30 projects annually
• Performs risk assessment and industry comparative analysis on potential merchants as well as high risk merchant as required by the internal credit policy and the credit cards network.
• Trained the credit support team in underwriting applications

Toronto, Canada Area

Assisting in the day-to-day operations of the Import process ensuring a smooth and timely entry for the merchandise into Canada. The core functions for this position includes the opening and amendments of Letter of Credits, communicating information and instructions to/from vendors, being a liaison between Buyers, Vendors, Banks, Freight Forwarders.

The Student Success Team at George Brown College School of ESL focuses not only in helping student to improve their English Skills, but also to develop their soft skills, as a Success Coach I facilitated Public Speaking workshops, Conversation Circles, Leadership training for volunteer and class representatives. In addition, I collaborate closely with the.

Daule, Guayas Ecuador

• Responsible for the development and implementation of policies and procedures related to collection, tax determination and calculation, revenue forecasting and ensuring that internal controls were in place to minimize.
• Prepare tax forecast information for inclusion into the city budget,
• Managing relationships with outside key tax payer and investor as needed to coordinate on important tax issues.
• Identify tax issues and preparing memorandums, and reports,
• Dealing with tax authorities on tax audits and appeals,
• Assessment of the impact of new legislation,

Ecuador

• Reporting to the Financial Director, working very closely with all the Managers and Supervisors under the Financial Division, assisting preparing, attending, and finalizing operations report reports in order to help.
• Prepare detailed budgets and forecasts
• Participate in sensitivity analysis to determine impact of changes to underlying assumptions on annual and strategic plan,
• Maintain effective systems of internal control,
• Monthly bank reconciliation, resolving anomalies and identify unresolved issues in all the accounts,
• Ensure that all financial related policy and procedures established by law are strictly acknowledged by the Financial Direction,

• Provide financial support to specific projects or areas as directed by Financial Director and assist with the development of internal controls and reporting:Key activities:
• Collecting and analyzing financial information: Budgets, collections, economic forecasts, cash flow,
• Contribute to the development and implementation of financial reports to improve efficiency and coordination among the areas that report to the financial direction,
• Keep databases updated and ensure quality of information,
• Bank reconciliation,
• Processing expense reimbursements,

Diploma Of Education, Immigration And Citizenship Law

Postgraduate, International Business Management, International Business Management Program

Postgraduate, Consulting, Consulting Postgraduate Program

Master'S Degree, Finance, General, Master In Finances

Bachelor Of Business Engineering, Business/Commerce, General