Dan Paul Email & Phone Number

Orlando, Fl, Us

Orlando, Florida

Current duties have been mortgage servicing and pay history reviews and consumer loan re-underwriting. Prior responsibilities have included QC reviews of completed mortgage loan files to identify underwriting deficiencies and determine whether breaches exist. Strong knowledge of mortgage underwriting, completing risk analysis with a high degree of efficiency and accuracy. Manual underwrite of entire loan file including income and credit analysis; debt to income calculation; collateral appraisal… Show more Current duties have been mortgage servicing and pay history reviews and consumer loan re-underwriting. Prior responsibilities have included QC reviews of completed mortgage loan files to identify underwriting deficiencies and determine whether breaches exist. Strong knowledge of mortgage underwriting, completing risk analysis with a high degree of efficiency and accuracy. Manual underwrite of entire loan file including income and credit analysis; debt to income calculation; collateral appraisal review; title; disclosure review; and TRID - TILA/RESPA APR compliance review. Made appropriate logical decisions regarding deficiencies identified during the review of mortgage loan files to ensure compliance with company, industry and federal guidelines. Identified transaction components that indicate the potential of fraud within the loan documents. Performed sufficient audit investigative work to detail and resolve any fraudulent issues that have been subsequently identified. Recorded data and compile a review of the circumstances and applicable conclusions. I also have experience with CRA and LAR reporting for small business lending commercial banking. Show less

Maitland, Fl

Reviewed commercial business loan applications for Community Reinvestment Act (CRA) reporting compliance.

Maitland, Florida

Earned ability to work remotely without supervision due to excellent self motivation and efficiency while maintaining leading underwriting production and quality.Review and provide quality control feedback on loan files; review employment documentation and re-calculate income documentation for completeness and accuracy per guideline requirements; review and recalculate asset documentation per guideline requirements; review title commitments and policies. Verify proper licensing of… Show more Earned ability to work remotely without supervision due to excellent self motivation and efficiency while maintaining leading underwriting production and quality.Review and provide quality control feedback on loan files; review employment documentation and re-calculate income documentation for completeness and accuracy per guideline requirements; review and recalculate asset documentation per guideline requirements; review title commitments and policies. Verify proper licensing of parties to loans being reviewed. Review and analyze borrower’s applications, credit reports and related documents; review and analyze contracts; review state and federal disclosures for compliance; analyze individual loan files and determine compliance with applicable lender guidelines; agency underwriting experience with exposure to both manual and automated underwriting environments, strong processing background with experience in clearing AUS conditions. Strong FNMA and or FHLMC conventional guideline knowledge; written and verbal communication skills; excellent time management skills with an emphasis on quality; knowledge and understanding of transaction components that indicate a potential for fraud. Self motivated, creative and able to work in a team environment while thinking independently and sharing knowledge and ideas. Able to multi task between multiple analytical projects. Strong computer skills. Show less

Orlando, Florida Area

Premier Lending Team High Net Worth Specialist. Deliver a superior level of customer service by owning each high net worth client relationship as a one point of contact throughout loan process. Proactively manage leads, originate, pipeline prioritization, issue escalation and resolution through closing.

Orlando, Florida Area

New account acquisitions.

Orlando, Florida Area

Employment verification specialist.

Orlando, Florida Area

Market, originate, process, close mortgage loans. Proactively generate new business through cold calling and internet inquires, interview clients to obtain a complete and accurate 1003 and necessary income, financial statements, and supporting documentation to submit a file for underwriting. Follow up with appraisers, underwriters, insurance companies, and employers, banks, etc. to verify and meet conditions necessary to close loan. Coordinate with title companies, client and lenders to… Show more Market, originate, process, close mortgage loans. Proactively generate new business through cold calling and internet inquires, interview clients to obtain a complete and accurate 1003 and necessary income, financial statements, and supporting documentation to submit a file for underwriting. Follow up with appraisers, underwriters, insurance companies, and employers, banks, etc. to verify and meet conditions necessary to close loan. Coordinate with title companies, client and lenders to verify HUD1 and close loans. Follow up with clients to generate referral business. Show less

Established internet presence and various marketing channels to gain increase in loan volume forcompany initiated new practices to increase efficiencies. Trained processors and underwriters,continually updated systems and practices.Lexus Automobile Sales

Winter Park Fl

Lexus Elite sales team Customer's Choice Award Winner associate.

Rochester, New York Area

Lexus Elite Sales Team Member.

Ba Political Science, Political Science, American History

Activities and Societies: Beta Theta Pi, Athens Term Abroad http://muse.union.edu/politicalscience/ The goal of the Political Science.

New York State Regents, Nys Regents