Union One (Formally Cornerstone Benefits Management) is a fully licensed and bonded benefits manager, insurance broker and TPA, dedicated solely to Unions. We provide Group Income Protection Benefits that help reduce income GAPS for Union Members, when they can't work due to illness, injury, surgery or death. Too often, America’s labor unions struggle to provide enough disability and life insurance benefits through their Health and Welfare funds as well as their employer contracts for their Union Members. As a result, Members and their families often face financial hardships when a disabling condition or death occurs. Our Income Protection options help American union workers avoid financial devastation and life changing events by identifying GAPS in their coverage and providing viable and affordable benefit options that will enhance the coverages they currently have in place.Our mission at Cornerstone is to provide comprehensive and affordable group benefits through both Short and Long-term Disability, Life Insurance including Accidental Death & Dismemberment coverage, Accident and Critical Illness coverage, and more. Our benefits are necessary in providing union members additional financial security and peace-of-mind from unexpected injury, illness or death. By partnering with unions and their leadership, we can provide supplemental coverage on a voluntary basis without any medical tests, questions or underwriting. All actively working, dues-paying members are 100% guaranteed approved during their union’s 60-day Open Enrollment period. We make it our priority to ensure that no one can be denied coverage for any reason, including their medical history.