We are an Independent Insurance Agency that works with over 25 insurance companies to find the best rates for your auto, home, business and life insurance needs. So what is an Independent Insurance Agent? There are two kinds of insurance agents, Captive Agents and Non-Captive, or Independent Insurance Agents. There is a big difference!Captive Agents are committed to one insurance carrier, like AllState, Farmers, American Family, Country or State Farm, and are restricted to selling that one company’s product line. They cannot shop around for other opportunities that may better suit consumer needs. To a captive agent, the parent company comes first. On the other hand, Independent Insurance Agents are open to offering their customers multiple insurance carriers. This broader selection offers more resources to find coverage that best suits your personal situation. We shop for you. To an independent agent, the customer comes first. A shocking number of people overpay for car and home insurance without realizing it. An independent insurance professional works for you not the insurance company. We can search dozens of policies from many reputable companies. And best of all, it's absolutely free to use an independent insurance professional!

ELPs earn Dave's endorsement—they can't buy it Being an ELP isn’t easy; it’s hard work because ELPs are held to a higher standard of excellence. While ELPs do pay a fee to cover website maintenance and employment costs, Dave’s endorsement is not bought—it’s earned. We have a 45-person team that interviews potential ELPs several times and provides support to make sure your ELP provides the advice Dave would give. We also make sure that every ELP is someone you feel comfortable talking to and is a person you can trust. On top of that, we evaluate the performance of all ELPs every month to make sure we recommend you to the best agent possible. Also, every person who uses an ELP has a chance to grade them based on their personal experience through surveys we provide. ELPs give great customer service and are easy to understand We make sure each of our ELPs truly has the heart of a teacher, so you can trust your ELP to provide top-notch customer service. No one likes to be talked down or made to feel as if they don't matter. Our ELPs take pride in the fact that they treat each Dave fan like a friend. The ELP program is designed to help you make money and save money It's simple! If this program didn’t benefit you, we wouldn’t do it. • Why use an independent insurance professional? A shocking number of people overpay for car and home insurance without realizing it. An independent insurance professional works for you, not the insurance company. They are not limited to a single insurance company's plans. Independent agents can search dozens of policies from many reputable companies. And best of all, it's absolutely free to use an independent insurance professional!