Risk assessment, income/credit analysis and documentation review.Consistently commended for timely completion of compliant loan packages facilitating volume growth. Proficient with FNMA and FHLMC guidelines. Proven ability to work independently in a fast-paced environment. QC, DE, Credit, and Compliance reviews

Respond to customer inquiries via phone with professionalism and empathy. Address customer concerns, provide accurate information about financing options, and guide them through the application process.

• Develop and maintain an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loans• Rework loan to new terms, identifying additional conditions as needed to ensure a viable credit decision • Review and evaluate borrower profiles including all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisals• Analyze and calculate income documentation such as personal and business income statements and ensures all necessary documentation is requested to support final loan decisions• Demonstrate proficiency in automated underwriting systems

Underwrite Conventional & Jumbo loans and verify for completeness, accuracy, and complianceDevelop and maintain an up to date and sound knowledge of multiple loan product guidelines offered by the company, DU/LP guidelines, and risk assessment tools used to decision mortgage loansRework loan to new terms, identifying additional conditions as needed to ensure a viable credit decisionReview and evaluate borrower profiles including all income documentation, tax returns, credit reports, preliminary report, judgments, bankruptcy documents and appraisalsAnalyze and calculate income documentation such as personal and business income statements and ensures all necessary documentation is requested to support final loan decisions