Chelsea Financial Services, founded in 1983, were the first intermediary to discount initial charges on unit trusts and bonds, PEPs and ISAs.It's tough for investors to choose funds, with over 3,000 available. So, we do some of the hard work for you and whittle the universe down to c.100 funds on our Selection list and c.40 on the Core Selection. You can then use the Chelsea Research Tables as a guide, with the comfort of knowing that your dedicated research team has interviewed every manager, and every fund has undergone a rigorous process to earn its place in our research tables. Or you can choose any of the funds available on the Chelsea FundStore. Over the years, the performance of our Core Selection has added considerable valueThe Core, which contains approximately 40 funds, is a more concise version of the Selection, which lists around 100. We choose funds from the Selection which we think should be at the heart of investors' portfolios.We believe that if investors are paying for active management, then that's what they should get. So, you won't find us adding closet index trackers to our Selection.We review our tables three times per year – twice a year when our Viewpoint magazine goes to print and once when we produce Fund Review. However, funds may be removed and portfolios altered between these times if a fund manager departs or the process changes.

FundCalibre is an independent online research centre and fund ratings agency, which is freely available to all investors. The FundCalibre research team analyses funds which are widely available to UK retail investors and identifies those which they believe have the most skilful managers. These funds are awarded a proprietary Elite Fund rating.Find out more at www.fundcalibre.com or contact us at info@fundcalibre.comDisclaimer -Elite Fund ratings are based on FundCalibre’s research methodology and are the opinion of FundCalibre’s research team only. The award of an Elite Fund rating does not mean the fund is a suitable investment for you, and does not constitute a recommendation to buy. If a fund that you already hold does not, in the opinion of FundCalibre, merit an Elite Fund rating, this does not constitute a recommendation to sell.