Darrell Stroud Email & Phone Number

Madison, Wisconsin Area

Private Banker specializes in providing tailored private banking services to high net worth individuals, families and organizations, including closely-held and family-owned businesses, as part of an overall personal wealth management strategy.

Madison, Wisconsin

• Private Banker responsibilities included working with affluent individuals, family members and their businesses by providing advice and loan and depository solutions and cross-selling Trust, investment, home mortgage, cash management, insurance and credit card services• Successfully grew a commercial and consumer loan portfolio to $87 million and a depository portfolio to $20 million• Led and mentored two Private Bankers with combined loan and depository portfolios of $126 million and $68 million, respectively• Managed a support team of three• Successfully referred non-Private Client prospects to other Bank lines of business

Madison, Wisconsin

• Managed and grew a $15 million commercial and consumer loan portfolio and $11 million depository portfolio• Cross-sold other Bank services• Adapted the portfolio to the Bank’s new, up-scaled market definition

Madison, Wisconsin

• Created the current underwriting and credit approval model for loans in the Bank’s affluent and high net worth markets• Staffed and opened the first center in 1998• Coordinated developing and opening two additional centers in 2001 as the Bank’s footprint grew through mergers• Responsibilities included staffing to structure and decision consumer and commercial loans in accord-ance with Bank loan policies and procedures• Trained Private Bankers on loan structuring, policies and procedures, and pricing• Monitored and maintained credit quality for the $4 billion Private Banking portfolio• Worked with external and internal auditors on lending and operational compliance • Served as a liaison to the Office of the Comptroller of the Currency for lending and procedural review• Member of the Private Banking senior management team from 1998 to 2003 which was responsible for developing and implementing a strategic plan for the growing entity

Madison, Wisconsin

• Responsible for training and managing thirteen credit analysts to prepare formal, complex analyses for presentation to lenders, senior management and loan committees via an internet based delivery system • The analysis process included spreading and analyzing financial statements, budgets, projections, business plans; analyzing industry trends• Determining the compliance of credit facilities with loan policy and procedures

Madison, Wisconsin

• Began as a management trainee and held assignments in the Retail, Trust, Controllers and Credit Ad-ministration areas of the Bank• Promoted to Commercial Lender in July 1988• Managed a $20 million loan portfolio• Duties included offering a wide range of financial products and services to middle market and large companies and their key personnel with no specialization in any one industry• Cross-sold other Bank services which included cash management products, charge card, investment, insurance and Trust services