 To make the Branch Profitability grow at a consistent rate time by utilising the overall skillset of Leadership, Credit Management, Wealth Management, etc. Managing overall product targets – CASA, Investments, Insurance, Trade services, TD and cross sell of group business products like SME Business Banking. Displayed innate strengths in exploring and exploiting fresh business opportunities; developing a competitive business development strategy, uncovering/ creating new opportunities  Monitoring overall Branch Profitability, Audit, Compliance and Service Quality. Conceptualising and creating Strategies along with Regional level Leadership team. Maintaining highest standards of customer service giving preference to customer satisfaction & promptly resolving customer problems & concerns. Proficiently analyzing the competition and market information to fine-tune strategies whilst identifying prospective clients, generating business from new accounts and developing them to achieve consistent profitability.Achievements: Created a Turn-around story for the Branch by making it a profitable unit in just a span of 3 months Won a trip to London basis performance; within 3 months of taking the charge.

Role:Responsible for achievement of Revenue targets from Wealth Management Business across branches of Central Gujarat cluster.Managing a team of Wealth Relationship Managers across Central Gujarat cluster.Responsible for training and development of Wealth Relationship managers and other staff members on Overall Wealth business i.e. Mutual fund and Insurance Also responsible for overall team building, retention, training and development of Resources. Achieving the Business targets assigned in terms of cross selling, enhancing and upgrading the HNW relationships.Ensuring the highest levels of service to the HNW customersFinancial planning & Investment AdviseSales targets of the team spread across Liabilities, Mutual Fund, Private Equity, Portfolio Management services, Structured Products, Online trading etc.Acquisition & Servicing of HNW customers

Role:Managing the High Net Worth customers (HDFC Bank Preferred Banking Program). Portfolio size of more than Rs 123 croresAchieving the Business targets assigned in terms of cross selling, enhancing and upgrading the HNW relationships.Ensuring the highest levels of service to the HNW customersFinancial planning & Investment AdviseSales targets spread across Liabilities, Retail Assets, Business Banking, Forex, Credit Cards, Online trading etc.One point contact for all requirements of HNW customers in the Branch.Acquisition & Servicing of HNW customersAccomplishments:Successfully handled the Portfolio of about 700 HNIs.Successfully Achieving and surpassing the cross-selling targets and maintaining the Scorecard above Level of 100%Proficiently conducted Internal as well as External Audit requirements.

(National Bank of Abu Dhabi is a leading Bank in United Arab Emirates as well as in entire Middle East with its operations throughout the globe.)Role:Monitoring administration of syndicated loans and other emerging products of the Bank in the international & domestic markets. (Asset size : USD 4,500 Million of Bank's top tier Corporate clients)Carrying out performance analysis of the business banking divisions on regular intervals with the help of Costing and Financial Ratio Analysis.Submitting reports on the quality of investment portfolio of bank on the foundation of ratings by S&P and Moody's.Handling administration and accounting operations of EMS' investments in international securities. Accomplishments:Authorized for finalizing / studying the loan agreement in the capacity of Agent Bank or Participating Bank in Syndication's deed, from Operational point of view.Actively involved in preparing Monthly, Quarterly as well as Annual reports of Domestic and International Department, individually, and for reporting on the aspects in favour and in against of the achievement or non-achievement of the budgeted targets.Acted as a Team Leader in the special purpose project for Automization of Financial Reports and Control Cards, thereby increasing the efficiency of the department.Proficiently conducted Internal as well as External Audit (one of Big 4 Audit Firm) requirements in accordance with the provisions of IAS 39.

Abu Dhabi, U.A.E. - (It is engaged in producing Transformers, Polymer Tanks, Stainless Steel Bars/Pipes, Ingots and varied other products as well as in the environmental safety procedure.)Role:Managing the consolidation of financial statements and management reporting.Carrying out profitability analysis and analysis of financial position of all the companies with the help of cost estimation and ratio analysis as important tools. (Reporting - Weekly, fortnightly, monthly, quarterly, half yearly and annually).Generating quarterly, half yearly and annual budget for individual companies and group as a whole and for reporting on the aspects in favour and in against of the achievement or non-achievement of the predetermined targets.Coordinating the flow of information with the help of subordinates (Accounts / Finance personnel of individual subsidiary) through out the Finance department of organization.Accomplishments:Successfully handled the External Audit (one of Big Four Audit firm) as well as Internal audit of the Group independently.Proficiently led the Finance department of organization in the light of position of Group Finance Manager being vacant from October'05 onwards. Resourcefully met all the deadlines by getting work done from others within the team.

- (Institute of Computer Accountants (an ISO 9001 institute), Satellite (Ahmedabad) centre and having head office at Kolkata)Role:Imparting training in the field of computerized accounting, taxation (direct as well as indirect taxes), R.O.C. matters and banking. Conducting seminars and workshops at various colleges and other educational institutions and have provided enormous business to Institute.

Accountants), Ahmedabad - (The firm has specialized in the field of Project financing, Income tax, and Auditing and is in the area of practice since1966.)Role:Handling of statutory and tax audits up to finalization, preparing audit plan & audit program as well as carrying out special assignments.Accomplishments:Successfully conducted Audits for Public Companies, Private Companies, Partnership Firms, Trusts, Schools, Hospitals and internal audit of Kalptaru Paper Mills Limited.Effectively handled Taxation, filing of companies, firms, individual returns, TDS returns and prepared STI, 3CD Reports.