Darshan Rathi Email & Phone Number

Experienced Sr. VP with a demonstrated history of working in the financial services industry. Skilled in Digital Product Innovation, Channel Management, Product Development, Working Capital Relationship Management. Professional with a Post Graduate Diploma in Management specialising in Finance and Banking from IMT, Ghaziabad.

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  Sr Vice President - Digital Initiatives

  Yes Bank

  Apr 2023 - Present - Mumbai, Maharashtra, India

  As a Digital Initiatives champion in SME Banking, I manage the Core LOS system and Digital Customer Onboarding platform of the SME Division which is being used by a frontline of 2000 users across Sales, Credit Underwriting, Risk, Operations functions.Principle deliverables include:- Designing Digital journeys and finalising solutions across various processes of Credit life cycle of customer- Simplification and automation across various internal users journeys as well as external customer touch points - Designing various test scenarios for digital journeys envisaged- Contribute to development of Business Rule Engine(BRE) to automate Credit Decision Making process- Managing a team of resources for BAU support across LOS and Onboarding applications- Budgeting for Digital Applications development and ownership of PnL to ensure efficiency across productivity parameters impacted by Digital innovation