Dasari Ramanakumar Email & Phone Number

Having 6 Years of Experience in Secured Loan Credit Underwriting (MSE LAP/HL) with the ability to work autonomously and in a team environment with an enthusiastic, proactive, and motivating attitude.Ability to learn fast, flexible, and adaptable in any work environment also having Strong ability to manage multiple tasks.Able to work under pressure with a calm disposition and having always with an efficient and creative approach.

Nizamabad, Telangana, India

nderwriting & File decision: Understanding/Analyzing the Risk Metrics like Business Risk, Financial Risk, Management Risk, CIBIL Score, Credit hunger & Repayment behavior of the customer. Decision Making: Finding out the strengths, weaknesses, Risks and Mitigates of the proposal through Analysis of documents, Observations during Tele/Physical PD and getting additional mitigates if required to go ahead for Approving the case. In case of Rejection, will go for possibility of reviewing case if any. Portfolio Management: Reducing the Bounce Percentage of FEMI, SEMI, Current Bucket Bounce and 6 MOB cases. Branch Performance Management in Business improvement as well as Reducing the Delinquency. Brief Process Note: Check the Internal dedupe & run and analyze the External dedupe, i.e., CIBIL. Initiate FI for the Customer Residence & Office address. Getting E mail validation by mailing the Loan details to the Customer. Conducting PD (Tele PD and Physical PD). Preparing CAM for Calculating the Loan eligibility & drafting the mail with all the details of customer eligibility as per policy.