Data Scientist
Санкт-Петербург, Россия
- Development and implementation of credit scoring models based on data from credit history bureaus (NBKI, equifax), website, questionnaire.- Analysis of methods for determining the credit limit.- Analysis of the quality of data from external sources, making a decision on the feasibility of connection. NBKI, Equifax, OKB, JuicyScore, QIWI, Tele2, Megafon, FSSP.- Analysis of the profitability of loan products.- Analysis of the life cycle of borrowers.- Reverse engineering of the scoring system, which was at the initial stage, abandonment of ineffective decision-making rules for the borrower.- Prompt calibration of models in a changing market, legislation, and credit products.- Monitoring the quality and stability of scoring models.- Portfolio risk management. Level of approval, delay, profitability, volume of cash disbursements, average check.