Dato' Arif is an experienced Chief Information Officer with a demonstrated history of working in the banking industry. Skilled in Innovation, digital transformation, Banking operations, digital banking, Credit Cards, Financial Technology (Fintech), and Open Banking. Strong leadership capability to make a difference with 28 years of experience in the Banking Industry wiring in multiple countries & and geographies.Chief Information Officer (CIO) of the Standard Chartered Bank in Malaysia. Before this, he was the Chief Executive Officer of Scope International Malaysia, Standard Chartered’s Global Shared Services Centre in Kuala Lumpur.As CIO of Standard Chartered Bank Malaysia, Dato’ Arif oversees the full spectrum of Technology and Operations and is responsible for systems development, technology support, and banking operations for the Bank’s retail and wholesale banking businesses in Malaysia.Cognizant of the trickle-down effect in an organization, Dato’ Arif has actively worked towards fostering a results-oriented culture that’s based on innovation whereby people are empowered to maximize their potential. His ability to elicit high-quality output from his staff is in line with the respect he naturally commands by way of his personality.