A seasoned professional with over 17 years of experience in Credit and Financial Analysis domain, responsible for providing support and direction towards loan policies and procedures to ensure the overall quality of the Bank's credit exposure. I am associated with companies of multi-million-dollar market capitalization namely; HSBC, Genpact, and Deutsche Bank (with Infosys BPO). As a pragmatic leader, I set vision for Credit Services in line with the overall organizational goals, and lead and drive the development and implementation of strategies, tools, policies, processes, automation and controls. I have also tapped on an opportunity of working with senior risk stakeholders in HSBC Global Headquarters, London in 2015 further providing me a cutting edge in the credit domain.Over the years, my major focus has been on attaining vision for Credit Services in line with the overall organizational goals, and driving innovation in the development and implementation of strategies, tools, policies, processes, automation, and controls. I strengthen relationships with global partners and leaders. Present responsibilities include credit analysis and portfolio management, processing automation and transformation, risk assessment and mitigation, people championship and cross functional collaboration. Credit Risk Analysis | Financial Analysis | Credit Operations | Process Automation | Credit Lifecycle Management | Operational Risk Mitigation, Strategy Planning | Team Ownership | Stakeholder Management | Strategic Migrations