Hi, I'm Dave Cheng. 20 years of experience working in insurance industry and I am currently working as the manager of AXA Insurance JB branch.I'm deeply passionate about helping people reduce financial uncertainty and make accidental loss manageable. Outside my work, I am a single father of 2 children. During the weekends I am an avid camper and often bring my kids along. I have taken up apprenticeship at a local bakery and making bread and pastries for my interest. Aside from that, I travel a lot during the holidays visiting new places and countries I have never been to, with my children of course,.Life to me means friends and family who you can trust and who trusts you. I'm pretty much on the happy side of life. To me, I always believed that fear is a reaction, courage is a decision. When you need to fight the battle alone, you can only rely on your win fighting spirits and intuitions.!*PM/DM to explore more.. 😉😉