Dave Heitzman Email & Phone Number

Chanhassen, Minnesota

• Achieved a 0.50% past due rate on commercial receivables over thirty days past due, April through July 2010. • Initiated and completed a project to review and revise over 1,000 customer credit lines to reflect the increased credit risk during the 2008-2009 recession. • Identify repayment risks in revolving $12 million portfolio of international and domestic short-term commercial receivables. Analyze credit information for new and existing customers, make credit decisions, approve credit limits and terms. Collect past due amounts and resolve disputed balances. Review and resolve pending orders prior to shipment.

Western Twin Cities Suburbs

• Contract assignments to perform financial statement analysis and credit write-ups of client dealerships and prospective customers. • Monitor account status and collect commercial receivables. Create and generate receivable reports. Develop Credit Policy and document procedures for Sarbanes-Oxley Audit.

Minneapolis, Mn

• Utilize Excel, Access, and SQL to develop customized models to monitor portfolio performance and calculate collateral values of assets in securitized loan portfolios. Resolve data integrity issues with loan servicers.• Verify accuracy of servicer reports to ensure compliance with transaction specific loan covenants and performance standards. Report variances to transaction parties.

Johnston, Iowa

• Provide solutions to Sales Representatives and District Sales Managers regarding sales accounting, credit administration, and product allocation issues.

Johnston, Iowa

• Analyze and approve, secure or decline credit applications within an agricultural loan portfolio. • Arrange collateral for higher-risk loans and resolve customer service inquiries. • Negotiate with delinquent customers to reach an acceptable payment plan. • Lead or participate in planning teams.

Des Moines, Iowa.

• Contact delinquent accounts and more complex inquiries from clients. • Negotiate repayment plans, approve extension or refinancing agreements, and collect delinquent installments. • Supervise and train two employees.

Central Regional Office, Des Moines, Iowa.

• Market financing programs to client dealerships. • Conduct wholesale inventory audits. • Prepare financial analysis of new client dealerships. • Prepare account receivable write-offs and review documentation submitted by Finance Managers.

Master Of Business Administration (M.B.A.)

Bachelor’S Degree, Business Administration And Management, General

Activities and Societies: Chairperson, SAB Homecoming Committee Treasurer, SAB Relays Committee