David Riccardi is a Vice President, Senior Commercial Relationship Manager @ First Horizon Bank | Financial Risk Management at First Horizon Bank. He possess expertise in six sigma, lean management, financial statement analysis, cash flow statements, contract negotiation and 19 more skills. Colleagues describe him as "Dave has been a highly respected member of our team throughout his tenure with our bank. He is conscientious and takes tremendous pride in his work. He is smart and an effective communicator, which has served him well both within our organization and with his external clients and prospects. He believes in giving back to our community, as demonstrated by his many service efforts. Dave has earned my support and recommendation - he has it!", "David is a professional that I regard as “the brightest and the best!”. David delivers expertise as he strategically serves his clients, partners, network and community with excellence every step of the way. His ethics are vast, his knowledge wide and his integrity on point. I regard David as a valued thought partner for business solutions!", and "I am very happy to recommend Dave Riccardi and his work with me at Bank of America. Dave is an outstanding individual and a natural leader. He worked as my team lead during his time with the bank. He is very smart, thinks strategically, and carried out any task that I assigned him with a laser focus. He consistently helped the team exceed our performance goals through his own individual performance, but much more importantly, through sharing his knowledge and assisting other members of the team with meeting their goals, illustrating their strengths, and helping them with their opportunities. He dealt with very difficult customer situations during a very difficult time in banking and collections. He analyzed each customer situation and chose the best payment programs for each customer. He listens intently to the voice of the customer and balances the needs of the bank with the needs of the customer, striving for customer service and satisfaction in every interaction. Dave is a loyal and very trustworthy individual. It’s very difficult to find someone like Dave who is able to step into any situation and excel. I am very proud to have worked directly with Dave, and would gladly do business with him again if the opportunity ever arises. Please consider Dave for any position he is applying for. I can assure you that you will not be disappointed."