Dave Smith

Dave Smith Email and Phone Number

Founder & CEO @UCOBO/Director Home Trust @ Home Trust Company
toronto, ontario, canada
Dave Smith's Location
Toronto, Ontario, Canada, Canada
Dave Smith's Contact Details

Dave Smith work email

Dave Smith personal email

n/a
About Dave Smith

Building things runs in our family. Recalling my childhood junkyard scavenging adventures with my dad, we would relish unearthing parts to rebuild his AMC Hornet. He could construct a car from scratch I loved it. It really isn’t surprising I inherited some of his natural curiosity about how machines work. By the age of 10, I was able to disassemble and repair the family TV. But it wasn’t until I made it to our nation’s capital, to attend the University of Ottawa for economics and then later Algonquin College for programming, that I realized that it would be software, rather than economics which would satisfy my curiosity and instincts to create. I traveled to London to work with Canada Trust. CT was such a great fit that I can honestly say it never felt like ‘work’. As CT became TD Canada Trust, I grew along with the company switching to Credit Risk. The rigor in adjudication for credit was next level. There was no sense of humor about a strategy that exceeded provision for credit losses! Selected achievements during that time include:• Productivity: Executed Marketing Campaigns increased 300%• Credit Card Strategy: Approvals +18%, projected losses -19% on volumes of $150M/yr.• Risk Governance: Aeroplan acquisition. Mitigation of credit and operational risks. Front book $278M, Back book $3.3B.But as can happen in life, I had drifted away from the things that really excited me: Collaborating. Building. Creating positive emotional experiences. So when the opportunity arose to build and solve a problem - I had to take it. The Problem: Portable devices have given us the ability to communicate from anywhere. But our environments haven't kept pace. As someone with chronic back pain, I know this first hand. So I started a company to fill the gap created by our technology. We shouldn’t have to be anchored to our office chairs or our offices. We can work anywhere and everywhere.My company, UCOBO, came out of the desire to bring our bodies into harmony with our environments. The first offering, the LoBAK, is a wonderful example of putting you first. It is a customizable portable back support. Patent pending, it is personalized so you can take your comfort with you.This is an exciting adventure filled with heart-stopping moments and challenges I never thought I would take on – but as they say, one bite at a time…So, let me ask you – how is your back? Check out my landing page https://www.ucobo.com/. There will be a Kickstarter fall 2021 and I’d love to know what you think!

Dave Smith's Current Company Details
Home Trust Company

Home Trust Company

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Founder & CEO @UCOBO/Director Home Trust
toronto, ontario, canada
Website:
hometrust.ca
Employees:
850
Dave Smith Work Experience Details
  • Home Trust Company
    Director
    Home Trust Company Apr 2022 - Present
    Toronto
    Director Credit Risk Management
  • Ucobo
    Founder & Ceo @Ucobo
    Ucobo May 2020 - Present
    Toronto, Ontario, Canada
    Today: Founder | CEO UCOBOTechnology have given us the ability to play & work from anywhere. But that ability comes with costs. UCOBO creates products so you can be comfortable - wherever you are.Before: Expert Customer Targeting & Niche Discovery 17+ Years of experience in Banking | Credit Risk | Target MarketingSkills | Experience include: * Credit Risk Management, Adjudication and Processes* Eliminating Data Silos & Unifying Customer Experience* Project Management & Agile Practice* Fostering Cross Functional Collaboration* Mergers and Acquisition Oversight * Product Conversion & Integration* Regulatory Compliance
  • Td Canada Trust
    Sr. Risk Manager
    Td Canada Trust 2013 - Jan 2020
  • Td Bank
    Risk Manager
    Td Bank 2009 - 2013

Dave Smith Skills

Relationship Management Financial Services Portfolio Management Banking Credit Credit Cards Financial Risk Retail Banking Credit Risk Change Management

Dave Smith Education Details

Frequently Asked Questions about Dave Smith

What company does Dave Smith work for?

Dave Smith works for Home Trust Company

What is Dave Smith's role at the current company?

Dave Smith's current role is Founder & CEO @UCOBO/Director Home Trust.

What is Dave Smith's email address?

Dave Smith's email address is dave.smith@td.com

What schools did Dave Smith attend?

Dave Smith attended University Of Ottawa, Algonquin College Of Applied Arts And Technology, Markham High School.

What skills is Dave Smith known for?

Dave Smith has skills like Relationship Management, Financial Services, Portfolio Management, Banking, Credit, Credit Cards, Financial Risk, Retail Banking, Credit Risk, Change Management.

Who are Dave Smith's colleagues?

Dave Smith's colleagues are Davinder Kumar, Angela Lattuca, Cassius Beckford, Claudio Mirijello, Linda Yao, Siphamandla Nginase, Inbal Leiderman.

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