With over 35 years experience in the financial services industry, David currently has responsibility for fraud across HSBC UK Bank plc, First Direct, M&S Bank and is a member if HSBC UK’s Wealth & Personal Banking Executive Committee. He is the current Chair of UK Finance’s Strategic Fraud Committee and sits as a member of the Advisory Board of Cifas, the UK’s fraud prevention community.David has previously held senior fraud roles at Lloyds Banking Group, including Group Fraud Director and Fraud Insight & Analytics Director. In addition to his responsibilities whilst at Lloyds, David sat on the Board of Directors of Financial Fraud Action UK, the industry body that worked collaboratively to protect UK consumers and businesses from fraud and the Home Office led UK's Joint Fraud Taskforce Management Board.His roles have seen him obtain significant experience in the card, acquisition, retail & commercial banking and first party fraud arena which has included sitting on various industry bodies such as the Visa UK Risk Working Group and MasterCard UK Security Committee.Specialties:* Executive stakeholder management.* Managing enterprise wide fraud reduction programs.* Developing and implementing fraud management strategies.* Development and implementation of layered protection to ensure all systems work in harmony to provide optimal fraud risk management capabilities* Developing and implementing optimal fraud risk appetite.* Development and operationalizing cross channel fraud detection systems.