David Howard is a Chief Technology Officer at Novia Financial PLC. He possess expertise in performance improvement, outsourcing, leadership, customer service, customer experience and 28 more skills. Colleagues describe him as " I forget the number of times I have picked up the phone and dialled Dave’s number , what I do know is that if I’m looking for the answer to even the most complex challenges Dave will have it in a heartbeat. Not just because he’s an industry expert but also because his gift is to offer solutions that are entirely engaging to all parties and they will also prove to be commercially focused, outcome based and Client centric. A deep rooted desire to add value underpins the power of a… Show more" and "David is an experienced, charismatic programme director who delivers the required results to the letter every time. The product offering from Insight Now is first class, delivering measurable performance improvements within a short period of time. I have known and worked with Dave since 1997 and I would not hesitate to work with him again should the opportunity present itself."