Reimagined the payment network at the point of sale! Allow consumers to use their existing P2P or bank app to make point of sale purchases at any retailer, by developing a set of open APIs, enabling a low-cost integration, no touch, fully integrated all digital payment infrastructure. These "cash like" transactions requires no consumer information to authorize or settle and for merchants, it's cheaper than accepting cash.

Created and deployed new payment and bill presentment technologies in the CheckFree business unit, the country’s leading bill payment service provider with revenues of just under $1 billion and a team of just under 500. Tasked with modernizing the payment platform allowing for the expansion of the business into new verticals. Deliver and secure leadership consensus on a go forward strategy in the first 45 days and withinthe first 6 months, was able to stabilize and refocus the organization by rationalizing and repricing the product sets while delivering on existing promises without compromising future ones.● Responsible for the P&L, creating and executing the overall business strategy including sales, finance, marketing, development, product management through to tier one customer service and retention.● Reestablish the company as a thought leader in the industry by delivering a roadmap that takes direct aim at the existing pain points of our customers and offerings to allow them to meet their future business challenges.

GM - Product InnovationResponsible for developing the next generation of technology solutions, with a focus on artificial intelligence (i.e. machine learning + computer vision + decisioning). Work closely with the senior leadership team including CEO, CTO and division presidents, identify creative opportunities and crafting solutions that deliver superior value to our customers. Communicate and interact with all levels of management (internally and externally), operating at both the strategic level with senior management and the tactical level across delivery teams.Develop Digital Solutions across all industries, helping organizations of various sizes go digital, by transforming the way they interact with their customers.

Global Product & TechnologyReporting to the Chief Product Owner, I manage one of ADP's largest product suite encompassing both Product Management and Product Development teams. Lead the long term multi-faceted product strategy, road map planning, manages the day to day management of portfolio planning, as well as interface with the sales and marketing teams for ADP's up-market solutions. Develop the long-term financial and operational models for each product initiative with other key stakeholders, including managing the P&L and budget for division.* In collaboration with the VP of Product Management; manage and update the product roadmap while keeping it aligned with the product strategy.* Work the leadership team and product managers in transforming the strategy into tactical initiatives for the product managers to execute while communicating back to the leadership team the impact those initiatives are having on the overall strategic plan.* Hire, develop and manage a team of Product Owners tasked with leading the product teams to make decisions that ensure the feasibility, viability, and marketability of each product being built.* Be the Voice of the Customer; ensure client needs are understood, appropriately emphasized to product development and management teams while working cohesively with all internal teams to ensure product portfolio is customer centric.

Strategic planning, new product development and market executionAdvise, develop, implement complete product suites for various institutions, as well as manage the full product life cycle from start-ups to Fortune 500 companies in several industries including; Financial Services, Payment Risk, Real Estate/Mortgage Fraud, Business Credit Scoring and Mobile Start-up (SaaS, PaaS and Cloud Computing including AWS, Azure and Google). Facilitate the creations of new revenue opportunities by analyzing each company core competency, product gaps in the industry, business trends and customer needs, then devising a comprehensive product package that best suit the market. For each organization, develop and implement product strategies and lead product development initiatives for products generating over $35 million revenue.* Design, develop, and produce statistical and other analytic reports in a way making it easy for all levels of stakeholders, including executives, data modelers, application developers, business users, and customers to understand and consume.* Manage the complete product life cycle both as stand-along products and a suite of products that make sense for customers to license all that we sell.* Lead customer visits and product impact reviews, ensuring companies stay one step ahead of customer expectations with responsive and timely product updates.

Manage the development and execution of a new product suite, with a focus on building the next generation cloud platform for analytics and score monitoring products. Work across all phases of product development, product management and is accountable for revenue growth, market research and product strategy. Drive product releases across cross-functional development teams through market requirements and product positioning.Work closely and effectively with senior leaders to drive product adoption and customer satisfaction, providing training and support, including traveling to client locations as necessary.Works across the organization, leveraging the skills and knowledge of New Product Innovation champions, pricing, product marketing, sales, market strategy, finance and technology, as required to support the growth objectives of the commercial risk portfolio. Duties and Responsibilities:Product Management: Maximizes growth opportunities via a strong and comprehensive product portfolio strategy and marketing plan based on market and segment needs, including:Development of new products. Writes business documentation included but not limited to:o New Product Toll Gates and Business Caseso Marketing requirements documentso Product and product suite descriptions and solution value statementso Assists with use-case inventories for product designo Product line planso Marketing planso Product launch materials

Product Consultant - Financial Services Risk ManagementExecute and implement on a new Mortgage Risk vertical within LexisNexis, complete with a new processing platform, new billing systems and a complete suite of products and services.Direct cross-organizational program teams through project life-cycle from conceptual design "ideation" to project execution, including executive and business approval processes, and ensures quality and timely completion of efforts.Utilize multiple resources to stay current with industry and technology developments through ongoing study, research, publications, participating in professional societies and attending seminars and trade-shows.Develop and implement a suite of products forming the backbone of the new real estate vertical including Income verification and SSN verification as well as a platform that would serve up these and future product to the real estate risk markets.

Define the strategic product direction including the creation of detailed product roadmaps and release schedules. Develop business cases to supporting the product prioritization process with a detailed product requirements documents including prioritized features and their corresponding justification.* Work with external third party data suppliers to assess potential opportunities to enhance products* Run beta and pilot programs with early-stage products and samples* Support an inside sales team with training, product knowledge and market research* Create in depth product “go-to-market" (GTM) plan with Use Cases as well as market sizing, campaign planning and promotional activities

Manage the mobile platform and several third party web hosting products including, DIY, eCommerce, SEO/SEM and Web Stats. Managed various hosted products including the Windows platform; from websites to SaaS (Exchange, Sharepoint, CRM, SEO, etc).* Develop and implement Cloud and SaaS strategies working closely with the leadership and R&D team.* Define, execute and support strategies for Cloud Platform, Products (SaaS) and IOT Platforms and evangelize that vision within the organization.* Stays current in industry and technology developments through ongoing study, research, reviewing publications, participating in professional societies, and attending seminars and trade shows.

Develop user and system requirements documentation for new and improving existing products. Provide 2nd level product support to internal and external business units for internet/web-based, financial, business and client server applications. * Using various analysis techniques, consult with users in their work environment to understand and document business processes and procedures to ensure improvements are made only to needed areas.* Prepare release highlights/notes and conduct informational meetings with key stakeholders, sales training, and bank clients prior to implementation of product change to assure full understanding and use of the delivered product enhancements and/or changes.* Manage all aspects of a project including, product life cycle strategy, requirement documentation, development budget and final approval on feature/functionality designs.

Lead product strategic planning focused on unique offerings in emerging markets in the nationally and internationally. Direct support services and of home shore and off shore resources ensuring new products are implemented on time and adhere to strict quality guidelines. * Consistently exceed company set revenue goals through the strategic management of performance objectives, proven decision making skills and problem solving abilities.* Design and implement business processes, incorporating software services and operations, reducing unit cost by more than 33% and improving unit productivity by 25%.* Manage the transition from on client side to on premises SaaS solution, improving the process of product upgrades and bug fixes.* Direct product software and hardware integration initiatives and the extensive product trials for a successful barometer for market performance.* Develop operation controls and dynamic business logic to prevent common error, limit associate rework, reduce financial impacts and maximize revenue opportunities by identifying and eliminating historic deficiencies in a given department.