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-Bank officer with two decades of experience with several financial institutions specializing in loan production and servicing, portfolio management and servicing, portfolio monitoring, loan review, and collateral valuations. -I'm interested in community infrastructure planning and have experience that ranges from managing a community tree board to implementing a plan to replace a community center, and modernizing Lincoln's transportation system as a member of the 1990 Lincoln Community Congress. -I'm also interested in real estate and agriculture.
City Bank And Trust Co.
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Vp - Commercial Loan OfficerCity Bank And Trust Co. Sep 2013 - PresentLincoln, NebraskaI have the pleasure of working with a variety of business clients and real estate investors performing a wide array of services ranging from business consulting to providing commercial loans to meet their unique financial needs. Working for a locally owned community bank gives me more flexibility to timely deal with issues and make decisions. I enjoy interacting with my customers and fellow professionals. This role gives me the opportunity to monitor the dynamic economic and cultural growth occuring in Lincoln.
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Credit Analyst (Internal Loan Reviewer)City Bank And Trust Jul 2010 - Aug 2013Lincoln, Nebraska AreaConducted internal loan reviews and risk assessment on a large commercial loan portfolio.Provided reports to management and Board identifying loan risk and policy exceptions. Reported problem issues along with recommended solutions.Assisted loan officers with watch loan analysis.Completed financial analysis and loan underwriting.Assisted with quarterly loan portfolio reporting to Board and regulatory authorities.
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1St V.P. - Internal Asset Review OfficerTierone Bank Feb 2010 - Jun 2010Managed a team of 3 credit review analysts to independently assess the credit risk of the loan portfolio by conducting targeted reviews on various segments of the loan portfolio. The reviews tested compliance with internal and regulatory policies, assessed quality of underwriting and securitization, and analyzed risk of repayment and default. Written review reports with findings and recommendations were submitted regularly to management and the Board. Team members worked with lending staff to improve loan monitoring and timely assessment of loan quality. Special projects were conducted as needed with collaboration from senior management. -
V.P. - Senior Credit Review AnalystTierone Bank Dec 2008 - Feb 2010• Assessed the credit risk on 133 relationships with a commitment of $321 million including the evaluation of underwriting, documentation and policy exceptions.• Contributed to building a new risk assessment (credit review) group including policy/procedure creation and implementation.• Maintained loan review master logs and spreadsheets and conferred with Manager in selection of targeted reviews.• Served on Compliance and Suspicious Activity Report Committees• Produced loan review summary reports and assisted Manager in finalizing reports for Senior Management and Audit Committee of Board of Directors. -
V.P. - Risk Assessment OfficerTierone Bank Sep 2004 - Nov 2008• Hired, trained and collaborated with a group of 2 – 5 co-workers responsible for loan collections, portfolio reporting and credit risk reviews.• Supervised the completion of numerous monthly reports, including loan delinquencies and problem watch asset reports for Senior Management.• Directed the completion of credit reviews in a $1.9 billion portfolio, including agricultural, business, commercial real estate, construction and land development loans• Managed the collection of commercial, industrial and agricultural loans in a $500 million portfolio and assigned commercial real estate loans.• Assisted with OREO management and sales and related special assets duties.• Created a Board approved Internal Asset Review policy and annual review plan for creation of an independent Internal Asset Review group.• Revised lending policy related to loan risk assessment, drafted policies and procedures for imaging loan records, and implemented a loan pricing model.• Completed special assignments at the direction of the Chief Credit Officer. -
Market PresidentU.S. Bank Nov 1992 - Sep 2004Rock Rapids, IowaAs President, I oversaw all operations of the Bank, including personnel, lending, public relations, internal portfolio reporting and deposit operations. I also was the chief lending officer and personally managed a portfolio exceeding 70 credit lines with $22 million in commitments. Prior to 2001, I was a lending officer handling all types of credit requests, but specializing in agricultural, small business and commercial real estate loans. During my tenure, I served on 17 different community boards and committees, including Kiwanis, Development Corporation and Boy Scouts. I was the chairman of the Tree Board, Chamber of Commerce, Church Council and Community Building Task Force. -
Assistant Manager Agricultural Lending, Then Senior Credit AnalystFirst Federal Lincoln Savings & Loan Assn. Mar 1989 - Nov 1992Lincoln, NeThe initial position involved collaborating with the agricultural lending manager ro underwrite and approve new loans, inspect farm properties, and work with agricultural field officers. A $32 million portfolio was built from scratch in just over two years. Due to FIRREA, the company eliminated the lending program and I received a special assignment to develop a credit review program to assist bank in assessing loan risk on a $250 million income property portfolio and improve performance during regulatory examinations. I also assisted senior management in the collection and refinance of troubled loans and performed ORE property management and sales.
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Loan Officer / Real Estate AppraiserFarm Credit Services Sep 1984 - Mar 1989Hartington, Ne, Bloomfield, Ne, Columbus, Ne, Norfolk, NeThere were two distinct jobs during my tenure. Initially, I was a loan officer handling agricultural production operating and real estate loans starting in Hartington, then re-assigned to Bloomfield. Portfolio size varied from location to location and duties ranging from making new loans, servicing existing customers, debt restructures and loan collections. From there, a promotion took me to Columbus. To fill a pressing company need, I became a real estate appraiser in Norfolk, producing over 500 in house appraisals in just 16 months.
Dave Kilgore Skills
Dave Kilgore Education Details
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Agricultural Economics/ Animal Science -
Central Community CollegeGeneral Studies For Transfer
Frequently Asked Questions about Dave Kilgore
What company does Dave Kilgore work for?
Dave Kilgore works for City Bank And Trust Co.
What is Dave Kilgore's role at the current company?
Dave Kilgore's current role is VP - Senior Lending Officer at City Bank and Trust Co..
What is Dave Kilgore's email address?
Dave Kilgore's email address is dk****@****.rr.com
What is Dave Kilgore's direct phone number?
Dave Kilgore's direct phone number is +140298*****
What schools did Dave Kilgore attend?
Dave Kilgore attended University Of Nebraska-Lincoln, Central Community College.
What skills is Dave Kilgore known for?
Dave Kilgore has skills like Loans, Portfolio Management, Financial Analysis, Credit, Credit Risk, Banking, Risk Management, Loan Servicing, Underwriting, Commercial Mortgages, Commercial Lending, Financial Risk.
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Dave Kilgore
Sales Coordinator At Dayton Coating Technologies | Certified Tool & GrindingDayton, Oh -
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