Dave Milne Email & Phone Number

Oldham, Gb

Senior financial crime consultant supporting in the successful delivery of Anti Financial Crime and Anti Money Laundering (AML) related projects/programmes, Sanctions solutions and Risk Based consulting across the financial and corporate services sector.

Manchester, England, United Kingdom

• Leadership role supporting the Chief Financial Crime Prevention Officer (CFCPO) in the overall management the 1LoD Financial Crime Prevention (FCP) Function across all capabilities• Execute the banks Risk Framework and engage cross functionally in the resolution of Financial Crime Issues & Events• Led the definition and build-out of a 3-5 year strategy for 1LoD FCP encompassing people, process and the IT modernisation of financial crime systems, recommending optimal structural changes… Show more • Leadership role supporting the Chief Financial Crime Prevention Officer (CFCPO) in the overall management the 1LoD Financial Crime Prevention (FCP) Function across all capabilities• Execute the banks Risk Framework and engage cross functionally in the resolution of Financial Crime Issues & Events• Led the definition and build-out of a 3-5 year strategy for 1LoD FCP encompassing people, process and the IT modernisation of financial crime systems, recommending optimal structural changes and supporting the CFCPO through implementation• Escalation point and provision of SME advice to the 1LoD FCP Leadership team, including the direct management of the Head of Financial Crime Data, Systems and Analytics• Created a Quality Management Framework encompassing the definition and application of 1LoD internal operational controls, methodologies and route to competence achieving board risk tolerance through its implementation• A member of senior level Financial Crime Committees including Board Level where delegated• Support the CFCPO in all Business Planning and Cost Management / Budget submissions across a 275FTE function Show less

Manchester, England, United Kingdom

• Design and build out of a dedicated team responsible for the management and closure of all FC Issues (breaches) supporting key Board Risk Appetite metrics• Ownership of the E2E management of breaches covering treatment strategies, remedial activity and process design where relevant to close gaps• Principal escalation point across FC Issues including ownership of core MI/Metric reporting across various governance forums and committees • Drive continuous improvement across new &… Show more • Design and build out of a dedicated team responsible for the management and closure of all FC Issues (breaches) supporting key Board Risk Appetite metrics• Ownership of the E2E management of breaches covering treatment strategies, remedial activity and process design where relevant to close gaps• Principal escalation point across FC Issues including ownership of core MI/Metric reporting across various governance forums and committees • Drive continuous improvement across new & existing breaches sharing best practice across team managers to improve efficiency and effective risk management • Manage key stakeholder relationships across Front Office, Operations and multiple Lines of Defence driving transparency of issues, dependencies and overall delivery Show less

North West

• Built out the 1LoD Anti Bribery & Corruption / Facilitation of Tax Evasion Risk Advisory Team within the FC CoE• Defined and implemented the AB&C operational function fully aligned to core business unit and central function segmentation • Managed and developed 15 FTEs in the provision of SME advisory across 1LOD capabilities including Front-Line business units and control functions• Key tasks as noted in the AML Risk Advisory role below however with an AB&C / FOTE focus

Manchester, England, United Kingdom

• Leading the newly established 1LoD AML [Personal] Risk Advisory Team within the FC CoE. Managing and developing 20FTEs in the provision of SME advisory across 1LOD Capabilities including Front-Line business units and control functions• Representing and championing the team and wider Risk Management Function across the business and driving alignment to the FC CoE operating model• Key member across senior governance fora including a Quorum member at the Bank’s Onboarding & Exit… Show more • Leading the newly established 1LoD AML [Personal] Risk Advisory Team within the FC CoE. Managing and developing 20FTEs in the provision of SME advisory across 1LOD Capabilities including Front-Line business units and control functions• Representing and championing the team and wider Risk Management Function across the business and driving alignment to the FC CoE operating model• Key member across senior governance fora including a Quorum member at the Bank’s Onboarding & Exit Committee• Managing risk & controls across Line 1 FC CoE Capabilities through effective check & challenge and advisory capability supporting Financial Crime Events (breaches) treatment strategies and event closures, Risk Control Self Assessments (RCSA) and Business Unit Risk Assessments • Leading and facilitating the 1LoD AML Policy Consultation, Gap Analysis and supporting FC CoE capabilities in implementing revised requirements through interpretive guidance and check & challenge over gap actions plans Show less

• Delivery Lead and SME for the 2LOD Target Operating Model Implementation supporting the build out of an effective and consistent approach to financial crime risk management, internal engagement, improved governance and financial crime documentation• Formulating change initiatives derived from the L2 Current to Target State Assessment and driving delivery including the production of an L1/L2 Escalations Matrix, L2 Procedures Catalogues, FC Governance Catalogue and L2 Business… Show more • Delivery Lead and SME for the 2LOD Target Operating Model Implementation supporting the build out of an effective and consistent approach to financial crime risk management, internal engagement, improved governance and financial crime documentation• Formulating change initiatives derived from the L2 Current to Target State Assessment and driving delivery including the production of an L1/L2 Escalations Matrix, L2 Procedures Catalogues, FC Governance Catalogue and L2 Business Functional Models• Significant input into the production of the L2 FCC Advisory & Oversight operating procedures including the production of the Advisory & Oversight Functional Model covering roles and responsibilities and key interactions across L1/L2• Delivery Lead and SME for the Financial Crime Accountabilities & Responsibilities Model (AR Model) Implementation driving ownership and clarity through all levels of the organisation regarding the execution of FC activities• Collaboratively leading the Banks’ Financial Crime Learning Needs Assessment including the detailed design and mobilisation of the Anti-Financial Crime Academy Target Operating Model (TOM)• Control Acceleration Programme (CAP) Workstream SME covering the design and mobilisation of the Line 1 Quality Assurance Function covering QA Methodology, Best Practice Principles and supporting QA Test Scripts • FC Centre of Excellence SME supporting the design, direction and mobilisation of the Risk Management Function including SME review over the QC Framework, Anti-Financial Crime Academy TOM, QA Thematic build-out and the alignment of the Risk Advisory Teams. Additionally, supporting the design of the FC Centre of Excellence Target State Governance Fora Show less

• Provide 2nd LOD Financial Crime Compliance oversight & advisory in respect of the Corporate Bank• Established SME and lead advisory in various High Risk sectors such as Trade Finance, Correspondent Banking & Money Service Businesses • Represent Santander at The Joint Money Laundering Taskforce (JMLIT) and play an active contributor role in the Trade Experts Working Group • Provide SME input and form part of various Steering Committees on significant change programmes driving… Show more • Provide 2nd LOD Financial Crime Compliance oversight & advisory in respect of the Corporate Bank• Established SME and lead advisory in various High Risk sectors such as Trade Finance, Correspondent Banking & Money Service Businesses • Represent Santander at The Joint Money Laundering Taskforce (JMLIT) and play an active contributor role in the Trade Experts Working Group • Provide SME input and form part of various Steering Committees on significant change programmes driving strategic growth in support of the banks International propositions, additionally supporting Santander’s Asset Finance Transformations programme and proposition• Produced Policy Guidance and Computer Based Training material raising awareness (and underlying cdd requirements) on the various risks associated with Correspondent Banking relationships extending to Vostro, Nostro and Relationship Management Application (RMA). Additionally helped to translate the 4th MLD requirements in relation to Non-Bank Financial Institutions• Significant advisory supporting the application of Santander’s approach to the Payment Services Regulation (PSD2) covering POND Risk Assessment criteria and business proposition• Provide support and advisory into Santander’s Financial Crime Training strategy working with internal and external stakeholders• Approval of higher risk relationships and transactions with significant input / direction supporting the decisions at the Onboarding Committee for those relationships posing the most significant risk• Actively mentor colleagues supporting their development and technical knowledge including external qualifications Show less

Manchester / London

• Provide 1st LOD support in respect of the Corporate Banking products managed via Middle Office including Asset Finance, Invoice Finance, Trade Finance, Deposits and Lending• Assisted the Payments Escalations Team in significantly reducing a backlog of Corporate Payment Referrals • Designed and implemented a new counterparty screening process (system) supporting Trade Finance• Streamlined an existing Trade Finance AML Framework with engagement from key stakeholders creating… Show more • Provide 1st LOD support in respect of the Corporate Banking products managed via Middle Office including Asset Finance, Invoice Finance, Trade Finance, Deposits and Lending• Assisted the Payments Escalations Team in significantly reducing a backlog of Corporate Payment Referrals • Designed and implemented a new counterparty screening process (system) supporting Trade Finance• Streamlined an existing Trade Finance AML Framework with engagement from key stakeholders creating efficiencies, enhanced risk assessment framework and a comprehensive set of guidelines (including transactional CDD Checklists) covering Trade Based Money Laundering, Sanctions and Proliferation Financing.• Ensuring compliance (via benchmark) to the FCA Handbook (post FCA Thematic Review TR13/3) and Wolfsberg Principles in respect of Trade Finance• Analysed and scoped (via a Business Case and Actions Tracker) the creation of a centralised UK Bank Due Diligence Team covering Relationship Management Application (RMA) & Correspondent Banking• Significant input in the Asset Finance Business Unit Risk Assessment (BURA) including the implementation of agreed recommendations• Review and approval of high risk cases (under delegation) including liaison (providing summary and recommendations) with 2nd LOD for those posing the highest risk• Assisted in the development of various business unit risk control frameworks in respect of key financial crime tasks undertaken in Middle Office Show less

Manchester, United Kingdom

· Provide 1st LOD support in respect of the Asset Finance Division· Implemented the Asset Finance AML Policy which included a full review of the business unit, key stakeholder liaison with the Financial Crime Team, Middle and Front Office plus the creation of all Risk Assessment and Customer Due Diligence checklists.· Managed a key customer screening remediation programme mitigating sanctions exposure· Approval of High Risk Customers/Suppliers , EDD… Show more · Provide 1st LOD support in respect of the Asset Finance Division· Implemented the Asset Finance AML Policy which included a full review of the business unit, key stakeholder liaison with the Financial Crime Team, Middle and Front Office plus the creation of all Risk Assessment and Customer Due Diligence checklists.· Managed a key customer screening remediation programme mitigating sanctions exposure· Approval of High Risk Customers/Suppliers , EDD and PEP management· Completed decentralised Quality Assurance and (designed/produced/implemented) completed Transaction Monitoring (high value deposits & early settlements) · Assisted in the design and implementation of the Asset Finance Fraud Strategy Show less

Manchester, United Kingdom

· Management of various small teams supporting the in life customer servicing aspect of the Asset Finance division· Receipt and allocation of funds in respect of Early Settlements, Arears cases & non Direct Debit scheduled repayments including Consolidated Billing· Settlement quotations, contract amendments, vehicle clearances, direct debits and other associated tasks· Supplier Pay-outs, Service Plan Maintenance and the historic (prior to… Show more · Management of various small teams supporting the in life customer servicing aspect of the Asset Finance division· Receipt and allocation of funds in respect of Early Settlements, Arears cases & non Direct Debit scheduled repayments including Consolidated Billing· Settlement quotations, contract amendments, vehicle clearances, direct debits and other associated tasks· Supplier Pay-outs, Service Plan Maintenance and the historic (prior to centralisation) Account Payable Function· Ownership of the annual FLA Compliance Code Attestation· SOX Compliance / Business Continuity Show less

Ica Specialist Cert In Ml Risk In Correspondent Banking

Ica Specialist Cert In Trade Based Money Laundering

Ica Diploma In Anti Money Laundering

Ica Cert In Anti Money Landering Awareness

Fla - Beating Asset Finance Fraud

Education record