With over 25 years of experience in the mortgage industry, I specialize in providing financing solutions for new construction condo projects, high-end real estate, second homes, and jumbo loans. Have worked within Wealth/Commercial department's to provide lending solutions to their clientele and deepen the banks relationship. As a VP of Mortgage Lending at Proper Rate I work with my Agent Partners to promote our business and work with buyers and sellers. I work with developers, builders, real estate agents, and buyers to obtain PERs approval, offer competitive loan options, and ensure a smooth closing process.I also have extensive knowledge and experience in helping first-time homebuyers access down payment assistance programs, affordable housing initiatives, My goal is to make home ownership a reality for everyone, and to build long-lasting relationships based on trust, integrity, and excellence.