Dave Sarin Email & Phone Number

Mississauga, Ontario, Canada

I am excited to announce that I merged my practice this past Spring with Haunn Landers & Co, a Mississauga based firm that has been advising clients since 1982. They are a team of 8 and are specialists holding the following designations: Certified Financial Planner (CFP), Certified Health Insurance Specialist (CHS), Financial Management Advisor (FMA), Professional Financial Advisor (PFA), and Certified Executor Advisor (CEA). Mark and his team's philosophy and approach are very similar to mine: to help clients accumulate and protect wealth in a comfortable and tax efficient manner. With the breadth of experience on the team, I am confident that these changes will only enhance the value of advice that my clients will receive.

Mississauga, Ontario

I’ve met or was introduced to the majority of my connections while working at TD. I started working for Canada Trust while still a student in University. When I graduated, I stayed on and when TD bought Canada Trust, I stayed. I had worked for TD Canada Trust for 26 years with a lot of bright, amazing people. I fully expected to retire from the bank. And then, the unexpected happened – I, along with many of my long tenured colleagues were let go. Honestly, I was devastated. Around the same time, my dad had just passed away. He lived a full life but had a terminal illness. After a fall at home, he landed in the hospital for 6 weeks, never being able to physically recover. The doctors summoned the family to the hospital and advised us that they were not sure whether my dad would live another month or another 3 years? What they were sure about was that he could no longer stay in the hospital and would have to be moved. My dad wanted to go home. However, moving him home and having 24 hr care for him would have cost about $10K/mth. My folks did not have any kind of insurance plan in place to cover such an expense, so any costs would come out of their retirement funds. We were faced with the tough decision to move my dad to a provincially run long term care facility. Unfortunately, my dad passed away three weeks later. I am certain he would have lived longer had he been staying elsewhere. After some time off, I made the decision last year that I wanted to help people plan for the future. I don’t want anyone to be faced with having to make the tough decisions that we had to. So, I have partnered up with Freedom 55 and now help professionals and their families build and preserve their wealth, so that they can retire when they choose to, the way they want to, in a tax efficient manner. If you have been thinking about working with an Advisor or simply want an idea of how you could benefit, let’s start with a ‘no-obligation, no cost’ chat over a cup of coffee.

Toronto, Canada Area

Responsible for leading the development and management of TD Insurance’s individual life and health product portfolio:• Developed and owned the annual business plan; identifying and successfully implementing initiatives and tactics to ensure ensuring achievement of plan; provide ongoing monitoring and projections on performance relative to plan and year over year•Leading the development and implementation of new products and policies, product enhancements, to acquire and retain profitable product growth, meet customer needs and support the focus on legendary customer experience•Refining product management strategies through detailed analysis of key business drivers, ongoing competitive research, global market scan and review of marketing tactics•Direct and coordinate strategic marketing and sales initiatives designed to enhance acquisition and market share and deepen overall customer relationships•Developed business cases to support recommendations, lead and implement projects designed to achieve business objectives and enhance processes with support from the PMO

Toronto, Canada Area

Accountable for key performance metrics for the HELOC product category. Primary functions included strategies related to increasing the overall retention, utilization and customer satisfaction for product processes and features/services:• Contributed to the product development and direction for the HELOC Product portfolio • Leveraged customer insights to deliver product and process innovation to improve our value proposition for TDCT customers while enhancing customer experience • Recommended, delivered and championed strategies designed to improve key business drivers including customer retention, utilization, product pricing, product website development, and sales revenue

Toronto, Canada Area

Managed the Unsecured Personal and Student Line of Credit portfolio:• Led the successful implementation of re-pricing our entire Unsecured Line of Credit portfolio, generating $44 million in annual NII.• Successfully renegotiated pricing with our external vendor handling the administration of our Gov’t Guaranteed Student Loans, ensuring that we are profitable throughout the life of the portfolio. • Led initiatives with objectives to reducing expenses (ULOC Closure Program) and increasing revenue and utilization (Interest Only Program).• Led system initiatives geared to plugging ‘revenue leakage’ • Successfully launched a ‘Proactive Call Program’ pilot, geared to helping customers showing signs of credit management distress.

Toronto, Canada Area

Accountable for the policies, processes and customer experience for Small Business Deposit products• Improved the customer experience by successfully introducing enhancements to the account opening, frontline platform, resulting in capacity savings of 40% • Successfully led initiatives to change a 32% account opening AML compliance rate to a rate of 88% within one year• Renegotiated cheque supplier contract, generating an additional $1MM in commission revenue• Co-led the re-pricing program, introducing a mechanism to automatically capture and charge for deposit content