David Bartus Email & Phone Number

Dallas, Tx, Us

Dallas, Tx, Us

Us, Us

Assess and affirm risk in bank clients' commercial and commercial real estate loan portfolios in order to minimize losses from credit deterioration; provide best practice solutions for Credit Administration and Loan Services.

Served as a consultant on a loan review project for Crowe Chizek on a specific top ten bank project in North Carolina. The scope of the review included assessment of loan underwriting, financial analysis, loan structure and risk assessment, as well as the authority to recommend risk rating changes. When applicable, the review included analysis of collateral impairment calculations and accrual/non-accrual status. Also, served as quality control monitor for other Analysts’ reviews and recommendations.

Vice President – Commercial Real Estate, Relationship Manager – Indianapolis, Indiana  Grew loan portfolio through expanded client relationships and cross-selling of other services Financial and credit analysis of new and renewed loan requests with presentation to Loan Authority Construction, Term, Syndications, Club Transactions Established relationships with a number of new, marquee relationships to significantly grow the portfolio  Combined duties included serving as Approval Authority for Regions’ Residential Construction Loan 1x Close Program; including financial analysis of vendor financial statements, budgets, appraisal reports and construction documents Exceeded 2007 goals Awarded Top CRE Performer of the Year for 2007 for Indiana for loan and non-interest revenue growth

Vice President - Investment Real Estate, Relationship Manager-Indianapolis, Indiana Grew loan portfolio through expanded client relationships and cross-selling of other services• Construction, Term, Syndications, Club Transactions• Financial and credit analysis of new and renewed loan requests with presentation to Loan Authority• $2,000,000 Loan Approval Authority for Lower Middle Market real estate portfolio• Approved new credits within this segment up to $2,000,000• Established relationships with a number of new clients to significantly grow the portfolio Vice President – Commercial Loan Officer – Kentucky • Developed and managed a commercial and investment real estate loan portfolio; commercial portfolio included a variety of commercial and industrial clients in a number of different industries• Duties included financial analysis of commercial clients, underwriting of commercial loan transactions, preparation and presentation of approval requests to Loan Authority• Individual unsecured and secured Loan Approval Authority• Elected voting member of Loan Committee

Credit Officer – Formed and managed Credit Department  Oversight of all credit, financial and risk analysis; assisted loan officers with presentation to Loan Committee Hiring and training of staff Creation of training materials for credit analysts Elected to lead a leasing initiative for the bank that was accepted by the Board of Directors Developed curriculum and taught financial analysis classes for lending associates Assistant Vice President - Commercial Loan Officer • Developed and managed a commercial and investment real estate loan portfolio; commercial portfolio included a variety of small, medium and large commercial, industrial, manufacturing and medical clients• Financial and credit analysis of loan requests for both commercial and commercial real estate clients; presented credits in Loan Committee Special Assets Officer – Created and managed a newly formed Special Asset Group • Minimized bank losses through the rehabilitation of classified credits through financial analysis and risk assessment• Restructured work-outs• Oversaw all related litigation• Reported directly to Board of Directors