Over 20 years of business lending experience with the past 18 years dedicated to SBA lending. Since 2005, I have specialized in providing alternative financing solutions to small businesses via the 7(a) and 504 SBA programs. Having worked for some of the largest and most active lenders in the small business lending industry, I have gained valuable insight to help provide clients and referral partners with advice and financing options. My clientele consists of small businesses ranging from the mom and pop business to the larger manufacturing and distribution businesses seeking financing terms not found in conventional programs. Longer terms, lower cash injection, limited available collateral, less covenants, and construction to perm options are several requirements my prospects are seeking in their financing needs. Areas of experience include: * Business acquisitions and partnership buyouts * Commercial real estate acquisition and construction * Expansion loans * Debt restructures * Start up financing including Franchises, Medical, Dental, and Veterinary Practices