- Underwrote properties such as Multifamily, Mixed Use Multifamily, Affordable Housing Multifamily (Federal Low Income Housing Tax Credit), Industrial & Retail.- Analyzed financial information & related materials & completed the credit analyses for the Bank’s commercial transactions. Wrote analyses to include an independent credit quality assessment with well-supported risk rating, identification of & description of credit risks & mitigants, industry concerns, market trends, financial trends, & other pertinent credit issues of respective deals.- Reviewed all pertinent credit & financial information, including but not limited to financial statements, tax returns, due diligence reports, credit bureaus, appraisals, internal credit information, industry research & peer data. Determine the need for more thorough investigation or additional information, & coordinate gathering of such information.- Interacted with commercial banking relationship managers throughout the bank’s footprint as well as other internal personnel on credit approvals of $30+MM.- Assisted in the structure of loan requests, where appropriate, to include suggestions on terms, conditions, controls, collateral, & guarantors.- Spread financial statements & prepare financial models designed to sensitize various conditions impacting the proposed transaction. Prepare cash flow, collateral schedules, covenant sensitivity calculations, financial models, & guarantor statement analysis as appropriate.- Operation Clean - nCino Data cleanup project at the Bank. Reviewed nCino data for accuracy. Fact checked AFS, ERM & FileNet (Loan Documents) for correct data. Submitted modification to correct incorrect data.

- Sourced, researched, evaluated, & assessed development opportunities through marketed & off-market channels ranging from existing single family, existing multifamily, single family developments, & multifamily/mixed use developments & negotiated property acquisitions.- Performed feasibility analysis, cash flow models, sensitivity analysis, due diligence, deal structuring, & market research on potential real estate investment opportunities- Prepared research documents including zoning, proformas, financial analysis, financial modeling, pro-formas, construction budgets, material take-offs, comparables & community research to submit to lenders & investors. - Assisted in the preparation of equity financing applications, investment committee memoranda, private placement offering materials & joint venture operating agreements.- Sourced Financing (hard money, CDFIs, etc), negotiated terms & processed development draws.- Created, managed & maintained development timelines. Managed development team including architects, engineers, & contractors. -Managed the entitlement/zoning & permitting processes, related community input & approval processes.

- Managed properties from contract to close. -Communicates effectively and responsibly with other involved parties such as lenders , title companies, home inspectors during contract period. - Coordinated all parties involved with property to get to the closing table (buyer, seller, agents, lender, title company).- Wrote and submitted contracts/offers.

- Led Acquisition team in Baltimore, MD & Charlotte, North Carolina- Managed, completed 5 renovation projects & 1 new construction single family home.- Created & managed project budgets, managed contractors, reviewed construction progress of the assets to ensure projects are completed on time within budget & managed the draw request process. - Leased & managed 2 Single Family rentals. - Completed 28 Wholesale transactions between Baltimore & Charlotte.