● Product strategy, design and development -Responsibility for all aspects of product development and support, including design, development, system integration-Creating business plans and financial models for new and existing product strategies and working with finance, sales and executive management on annual budgets and ongoing performance against these models and budgets● Market research and competitor analysis-Identifying and correctly sizing new addressable markets, developing effective product strategies on how to penetrate those markets, and building effective protective moats for the company-Analysing the needs, desires and frustrations of customers, developing new and evolving existing products to leverage those customer needs● Product analytics and metrics -Analysing, interpreting, and measuring all available data to make objective, data-driven decisions and to report on those-Working with BI teams and managers to develop effective reports and dashboards in Power BI to measure performance and trends-Developing, evolving and reporting on measurable key performance indicators relating to all aspects of the product, sales and marketing performance● Support sales and marketing-Training, educating and supporting all stakeholders including sales team and clients on product, systems and processes-Support sales team in pre-sales and post-sales activities-Work with marketing team to design and implement product campaigns and communication plans promoting product and business to market● Product team mentoring, development and performance management

-Part of Games Global senior management team, reporting into Chief Technology Officer, responsible for setting and executing on data and analytics strategy aimed at empowering Games Global business with insight to develop best in class online gaming content-Manage Game Intelligence team consisting of mathematicians, data analysts, data scientists, data engineer and analytics developer-Develop random number generated mathematical proofs for various games developed spanning slot, table, bingo and other online gambling games-Monitor performance of games developed by producing BI via server deployment of Tableau-Deployment of statistical monitoring tools via packages built in Rshiny alert operational teams when anomalies are picked up in game payouts or site up-time-Develop predictive models based on game features and player segments to better inform game design choices-Management of end-to-end data pipeline from casino databases to SQL environment for reporting and modelling purposes-Management of event driven data pipeline from game via Snowflake into Azure cloud in support of troubleshooting and player behavior monitoring-Research competitors and markets

• Engaging with clients and regulators to ensure a clear view of their data and insights requirements• Sourcing data to support existing and future insight requirements• Working closely with multi-functional teams to ensure the relevant insights are produced• Overseeing the storage and processing of data into insights, maintaining a high level of quality

• Setting and executing on Analytics Strategy for Experian South Africa• Analytics budget and planning • Value propositions and sales support• Management of team of analysts• Maintenance, monitoring and development of Generic Bureau and Predictive Models • Delivery and project management of Custom Analytics projects • Promoting thought leadership & knowledge sharing

•Assist Risk Director in managing credit policy•Production of relevant management information to monitor the credit portfolio•Review performance of key risk tools (such as scorecards and affordability models)•Ad hoc analysis in support of other business units and to propose changes to strategy•Management of credit risk team

•Development and implementation of lending product strategy•Enhancement of current lending products to improve competitiveness, introduce efficiencies and manage profitable growth within risk appetite•Expansion of product set into new types and markets

•Development of metrics and models for use in application stage decisions for Consumer Lending: Expert application scorecards, affordability metric, application process and procedures documentation•Development of metrics and models for use in application stage decisions for SME Lending: Dual matrix model based on financial ratios and qualitative assessment •Development of metrics and models for use in application stage decisions for Corporate Lending: Dual matrix model based on financial ratios and qualitative assessment•Setup of Credit Management Reports: Prepare specification application and account management reporting requirements & facilitate implementation •Development of Credit Processes and Procedures for existing account management: Credit limit management strategies & collections management strategies•Quarterly regional Credit audits: Review implementation of Credit processes and procedures in Botswana, Tanzania, Zambia and Zimbabwe operations

•Custodian of credit risk policy for group: Maintain governance record of changes made to credit policy and report changes to Credit Committee •Portfolio monitoring: Compile monthly management reports on various risk portfolios (personal loan, card, home loan, vehicle finance) & facilitate feedback meetings to outline significant items and propose corrective or mitigating action•Credit representative on management committees: Attend Transactional Finance business & Fixed Term Finance business management meetings and provide input from a credit risk perspective to steer strategic initiatives•Management of team of risk analysts: Project manage risk initiatives, mentor analysts on analytical/predictive projects, quality assurance of risk deliverables & performance management of analysts•Scorecard and risk matrix owner: Implement changes to scorecards and risk matrices to facilitate risk mitigation or growth in line with overall group strategy•Affordability model owner: Monitor impact of affordability on approval rates and propose changes to manage quality booked and ensure compliance•Bad debt provision model owner: Generate monthly bad debt write-off and bad debt provision projections as input to cost account, budgeting and financial reporting

•Development of credit risk scorecards for application stage assessment (Foschini & RCS)•Development of behavioural credit risk scorecards used during account management stages (Amex in Bahrain & RAKBank in Saudi Arabia) •Development and monthly maintenance of bad debt provisioning models based on Markov chain theory (Edcon & Consumer Credit) •Analytical strategy design (ASD) used in development of credit strategies for collections and credit limit components of FairIsaac’s Triad software (Edcon & Woolworths Financial Services)•Facilitation of and presentation at Credit Academy: Providing credit management industry best practice training (Qatar Bank & Johannesburg Credit Academy) •Research & development into scoring and provisioning best practices (See papers/articles published)•Advance use of SAS software for statistical manipulation of client data used in development of predictive models