David Corbett Email & Phone Number

Charlotte, North Carolina Area

Real Estate Appraisal Reviews, Vendor Management

Charlotte, North Carolina

Underwriter / Mortgage Loan Analyst / Appraisal Analyst·Underwriting residential loans ensuring compliance with company and secondary market investor standards·Gained primary initial and final credit authority·Signing authority up to $417,000 ·Review and analyze conventional residential mortgage loan documents·Analyze and calculated borrower income for mortgage qualifications·Report, update appropriate data to all systems – LOS / DOS Systems·Approved, conditioned, suspend and the denial of loans·Achieved, maintained above 95% Product Quality·Review Residential Appraisals and additional loan documents·Condition Appraisals and request additional documents using LOS Systems·Followed respective selling guides to ensure appraisals were delivered accordingly to high standards·Ensured deliverable appraisals complied with USPAP guidelines. Coaching underwriters with less experience reading appraisals.·Completed appropriate checks to ensure appraiser was eligible to complete reports·Worked with senior loan analyst on exceptions and escalated matters·Report loan status daily to team leads / ManagersTECHNICAL SKILLS• Quantum Files Database, Loan Origination Systems (LOS – DOS Systems)• Windows XP, 7 Internet, Google• Microsoft Office, Excel, Word, Outlook, Power Point• SFT, Fax, Scan, Image• Computer Assisted Design (CAD) Sketch Residential Cost Estimation SoftwareAdditional Skills23 Years Customer Service Experience15 Years Management Experience20 Years Data Review / Entry Experiences

Gastonia, Nc

Estimate market values for Residential, 1-4 Family Units, Vacant Land and small commercial propertiesClients - Individuals, banks, lenders, insurance, court proceedings, disposition of estates, bankruptcy.Analyze historical sales data, documents, tax information, flood issues, land plats. Inspect properties, photograph, measure properties, create digital floor plans, analyze construction and safety issues Reconcile current & historical data, geographical knowledge, knowledgeable of marketing trends and marketing conditions, estimating costs, cost to cure for repair or rehabReports and documents delivered by hand, internet email, fax, SFT, EDI New construction appraisals based on construction plans and specifications. Desk & Field Appraisal ReviewsCertified court expert witness July 2002Training and evaluate appraiser traineesManage customer service requests to assure 100% customer satisfaction.Real Estate Sales Leasing single-family homes, 2-4 family units