David Devito Email & Phone Number

Melville, New York, United States

• Results driven managerial experience with more than 16 consecutive years at the SVP and Team Leader level meeting or exceeding individual and team goals. • Expertise in lower middle market lending targeting companies with annual sales revenue between $10MM and $150MM with financing needs typically ranging from $2.5M to $25MM.• Demonstrated knowledge in all aspects of commercial lending including networking, business development, underwriting, loan origination, loan approval, loan documentation, collateral monitoring, portfolio maintenance, risk management, and collection / loan resolution.• Personally developed and managed half of Bank’s (SCNB) top 20 largest commercial relationships.• Prior to 2016 strategic reorganization: Managed Bank’s largest commercial lending team with $506MM in loan outstandings against commitments of $667MM and associated deposit accounts of $222MM accounting for approximately 50% of Bank’s commercial lending portfolio.• Effectively matched and balanced corporate goals and objectives with client needs and expectations.• Developed various lending budgets for team and Bank and formulated strategic lending assumptions for Bank’s Asset Liability Management model.• Created partnerships and strong working relationship with internal Bank partners.• Represented the Bank in professional associations and community networking activities.