Commissioned Bank Examiner with over 20 years’ experience in safety and soundness exam management, including the evaluations of capital adequacy, asset quality, bank management, earnings performance, liquidity, sensitivity to market risk and other risks to the insurance fund. Additionally, reviewed and processed numerous safety and soundness exam reports when in a management capacity. Excellent analytical, organizational, and oral communications skills used to foster teamwork during bank examinations and other projects. • Led reviews of diverse credit portfolios, analyzed complex construction, mezzanine financing, syndicated credits and sub-prime loan portfolios. • RMS Resolution Planning Team Vertical Analysis. • Led reviews and analyzed the largest and most complex Bank Secrecy Act/Anti-Money Launderingexams in the Chicago Field Office.o Identifying deficiencies with international third party payment processor’s and multiple Money Service Business’s regarding inadequate due diligence and review of BSA/AML policies and procedures o Review of marijuana-related activity and BSA/AML reviewo Examiner in Charge and review of BSA/AML for $2.5B Foreign Branch Organizationo Identification of findings and deficiencies related to dollar\peso arbitrage activities • Directed problem bank examinations, and identified the origin of problems such as over-lending, poor internal control, fraud and dominant management • Lead Examiner on Model Risk Management review in largest bank in the Chicago region ($25B TA)• Lead Examiner on Sarbanes-Oxley review at largest bank in the Chicago Region ($25B TA)• Prepared enforcement/corrective actions, prepared Consent Orders, Memorandums of Understanding, removal actions and memorandums for civil money penalties.

Federal Deposit Insurance Corporation the Premier Financial Regulator in the United States charged with maintaining the stability and public confidence in the nation's financial system. Served as Case Manager in the Chicago Regional Office and charged with a portfolio of banks that involved the direct supervision of and interaction with not only FDIC supervised banks, but those of the OCC, OTS, and state banking agencies, in addition to numerous holding companies also supervised by the Federal Reserve Bank. Assessed the direction of financial institution supervision and examination functions, with a view toward assessing risk, as well as strengthening and improving the condition of the institutions within my portfolio. Performed activities related to the review, analysis and processing of reports of examination, applications, investigations, and other duties of an administrative nature involving my portfolio. This included among other things, the preparation of a summary of findings, memoranda and recommendations for the Regional Director, as well as miscellaneous correspondence directed to the Washington Office, State Banking Departments/ Divisions, other Federal regulatory agencies and financial institutions or holding companies. Initiated and conducted conferences and meetings with other supervisory authorities and bank officials; Implemented formal plans and programs designed to correct deficiencies in the operation of the financial institutions under my supervision. Initiated and maintained cooperative relationships with the appropriate State and Federal Supervisory Agencies increasing accountability and improving communications with my portfolio of institutions.Instructed at the Examination Management School, one of the FDIC core training schools in Washington D.C.

Serving as either Examiner-in-Charge or in conjunction with other examiners assisted, conducted, supervised, or directed examinations of insured depository institutions of various size and complexity. Participated in both complex, large bank and non-bank financial institution examinations. Numerous educational and work details and opportunities that are most prominently displayed by the noted improvement in the overall financial condition and performance for those institutions. Extensive background in closing failed institutions and assumed such roles as branch manager and investigative support. Instructed at the FDIC Exam Management School in Washington DC.

US operational start-up of a $40 million publicly traded United Kingdom based manufacturer of highly detailed die-cast collectible and premium specialty items. Directed financial/HR and strategic planning functions for the US subsidiary, including implementation of new integrated accounting/management software. Assisted President with special projects and reports.