• Managed annual budget process; researched and implemented budgeting software package; helped transition from top-down budgeting approach to bottom-up approach• Performed ad-hoc financial planning and analysis for bank consisting of 20 branches• Performed monthly financial analysis and P&L variance analysis• Designed reporting dashboards and performance metrics for different business units including finance, sales and operations• Merger/acquisition planning and analysis for two completed transactions• Extensive experience in forecasting, budgeting, operations, data analysis and reporting• Served on Asset/Liability Planning Committee for management of interest rate sensitivity and managed reporting model • Partnered with business unit managers for budget planning and operational performance reporting• Automated business reporting by authoring custom reports using IBM Cognos Business Intelligence suite• Developed custom SQL database solution for GL consolidation, which enabled daily financial monitoring of the combined institution during the 10 month period where merged banks used separate accounting platforms • Developed custom solution for shareholder accounting and reporting that included web interface and reporting portal

• Reviewed and assessed risk profile of individual bank loan portfolios• Documented and presented adverse findings with bank management• Organized and defined scope of loan review using analytical database system and other analytical tools Accomplishments• Regarded as an expert using MS Excel and tutored many colleagues on ways to increase efficiency in daily duties• Awarded for excellent work on exams and diplomatically handing contentious situations

• Analyzed customer financial data to determine credit risk, industry risk and repayment capacity• Documented and prepared formally written loan presentation packages for committee approval• Met with customers to determine appropriate financing structures that would meet the customer’s needs and stay within the institutional lending guidelines Accomplishments• Successfully met deadlines and balanced workload of multiple concurrent underwriting assignments

• Developed internal financial performance reports• Prepared and presented ad hoc reports to senior level executives, market presidents and branch managers• Adjusted and booked month ending ledger entries • Coordinated and managed the preparation of annual budgets for over 50 cost centersAccomplishments• Cut down the monthly reporting cycle time by 50 percent through redesigning the reporting methodology• Eliminated human error in financial reports by rewriting financial reports• Managed the financial reporting database system