Published writer of financial related articles.

Monitors and manages the state filings and compliance activities for all 50 states to ensure the company adheres to state requirements.Accomplishments: Reduced fees paid to ISO by 20%. Identified outdated filings and made the proper adjustments. Converted paper filings to electronic format. Oversaw the completion of a California market conduct exam. Refocused Department's priorities after a 50% reduction in staff.

Managed the workers compensation regulatory mandates to satisfy state requirements. Created the documents needed by the State Filing Department to complete each filing. Responded to the state criticisms. Researched applicable laws, regulations and competitor filings.Accomplishments: Expedited approval of country-wide large risk policyholder notification form. Created the state specific endorsements needed to receive state approval of the intermediate WC deductible endorsement.… Show more Managed the workers compensation regulatory mandates to satisfy state requirements. Created the documents needed by the State Filing Department to complete each filing. Responded to the state criticisms. Researched applicable laws, regulations and competitor filings.Accomplishments: Expedited approval of country-wide large risk policyholder notification form. Created the state specific endorsements needed to receive state approval of the intermediate WC deductible endorsement. Established NCCI ERM 14 internal & external procedures to maintain compliance. Worked with IT to load the missing WC forms into the policy writing system. Show less

Completed & submitted all state required documents needed to receive approval of changes needed to transition the Delos Insurance Company forms and products to the new company.Accomplishments: Completed two country-wide filings to convert the existing approved Delos policy forms to the new company name and received approval of the policyholder notification endorsement.

Created, assembled and submitted the necessary filing documents needed by each state to achieve approval using paper and SERFF methods. Efficiently monitored industry and independent rating bureaus on a country-wide basis using their internet alerts. Developed customized products to satisfy customer needs. Performed internal audits to assure product implementation was in compliance. Maintained and consistently distributed filing status reports to both internal and external… Show more Created, assembled and submitted the necessary filing documents needed by each state to achieve approval using paper and SERFF methods. Efficiently monitored industry and independent rating bureaus on a country-wide basis using their internet alerts. Developed customized products to satisfy customer needs. Performed internal audits to assure product implementation was in compliance. Maintained and consistently distributed filing status reports to both internal and external customers.Accomplishments: Created the State Filing Department. Introduced the SERFF filing method to the company. Show less

Solicited new MGA produced programs, performed the due diligence review of the potential MGA, negotiated the terms of the MGA contract and coordinated the product filings process. Monitored the program's profitability and compliance through on-site underwriting audits once the business was written.Accomplishments: Drafted and filed competitor's endorsements to enable MGA to move their book of business to the company. Managed the independent filing consultants in their completion of the… Show more Solicited new MGA produced programs, performed the due diligence review of the potential MGA, negotiated the terms of the MGA contract and coordinated the product filings process. Monitored the program's profitability and compliance through on-site underwriting audits once the business was written.Accomplishments: Drafted and filed competitor's endorsements to enable MGA to move their book of business to the company. Managed the independent filing consultants in their completion of the state filings. Show less

Evaluated the quality of existing business produced by the potential MGA, negotiated the terms of the MGA contract, and monitored the programs profitability through on-site underwriting audits. Accomplishments: Assisted in producing six new MGA programs generating $100 million. Became proficient in Accident & Health insurance.

Maintained the quality of BOP policies by designing underwriting guidelines and policy issuance checklists as well as reviewing the book of business from the home office through data reports.Accomplishments: Created underwriting guidelines for the BOP product to improved underwriting results. Created policy issuance checklists for the BOP product to improve the quality consistency.

Managed the premium production, product management, product development and state filings for multi-line middle market programs of New York contractors and restaurants. Interviewed, developed, evaluated, mentored and conducted performance and salary reviews of the underwriting and support staffs. Created the underwriting guidelines for the programs. Maintained a strong relationship with the New York state brokers.Accomplishments: Designed and implemented a new commercial auto assigned… Show more Managed the premium production, product management, product development and state filings for multi-line middle market programs of New York contractors and restaurants. Interviewed, developed, evaluated, mentored and conducted performance and salary reviews of the underwriting and support staffs. Created the underwriting guidelines for the programs. Maintained a strong relationship with the New York state brokers.Accomplishments: Designed and implemented a new commercial auto assigned risk take-out program. Successfully negotiated the outcome of a New York State market conduct exam. Learned the Underwriting Rating Board (URB) products and procedures. Selected to be a member of the Underwriter Rating Board (URB) Forms Committee. Show less

Assessed the needs, designed, implemented and evaluated commercial lines underwriting training programs from trainees to advanced professionals. Conducted classroom training. Trained field underwriting managers to perform effective training. Managed the instruction of CPCU/IIA in-house classes. Hosted company reception at CPCU annual conferences.Accomplishments: Condensed and delivered a five week BOP training program in five days to personal lines managers. Designed and implemented an… Show more Assessed the needs, designed, implemented and evaluated commercial lines underwriting training programs from trainees to advanced professionals. Conducted classroom training. Trained field underwriting managers to perform effective training. Managed the instruction of CPCU/IIA in-house classes. Hosted company reception at CPCU annual conferences.Accomplishments: Condensed and delivered a five week BOP training program in five days to personal lines managers. Designed and implemented an underwriting financial analysis training program. Designed and delivered a Train-The-Trainer program to field underwriting managers to improve field underwriter training at minimal cost. Show less

Conducted field underwriting audits, approved home office referrals exceeding $500,000 in account premium, trained field underwriters, designed and developed niche programs. Mentored field underwriters. Accomplishments: Developed the Senior Living Target Market niche program by combining a new property endorsement to the existing Nursing Home liability program. Produced and distributed an understandable explanation of how the NCCI WC experience mod is formulated.

Supervised the production, development and behaviors of the field commercial lines package middle market underwriters who produced business through New York City brokers.Accomplishments: Cross-trained single line of business underwriters into multi-line underwriters using On-The-Job methods. Negotiated the state approvals of ISO based simplified company endorsements.Provided the technical underwriting expertise in the creation of a computerized policy issuance system.