• Accumulate more than 10 years’ auto retail finance credit analysis and finance management• Strong team management skills and rich cross project leading and collaboration experience• Professional external training for external vendor to develop business, as well internal staff training & evaluation• Senior auto retail finance credit analysis, establish and fully take charge and propel institution loans• First-class credit capability and excellent risk prevention and anti-fraudDesire further development in financial credit and risk management.
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Senior Risk ManagerYixinShanghai, China -
Senior Risk ManagerYixin Sep 2016 - PresentShanghai City, ChinaYixin Finance is invested by Tencent, Jingdong, Baidu and BitAuto, which is a great Internet auto finance unicorn.Take charge of the credit team, in accordance with the company to carry out the credit approval affair, effectively complete the annual target.Responsible for the development of risk management process and system, improve the risk control system, better optimize the risk control process.Build up and develop credit management team, carry out the evaluation and audit of retail financial loans in order to issue risk.Organize, coordinate and supervise the operation of the leasing business according to the company's policy, identify, check and report the normal with compliance and law.Identify the risks involved in the process of legal, compliance and market so as to avoid potential risks within the business. -
Credit Manager, Auto Loan BusinessCreditease Jun 2015 - Jun 2016Shanghai City, ChinaCreditEase is a national leader in wealth management, credit management, microfinance investment, and microcredit loan origination and servicing.Take charge of credit approval business of car loan, formulate, implement and improve the risk control and operational risk system.Collaboratively assist to formulate and perfect the risk policies, systems and tools, propel the continuous improvement of risk management system.Carry out a series of credit and risk program training to strengthen staff approval ability, evaluate employee performance.Responsible for anti-fraud, regularly summary and feedback to the higher managers with corresponding measures.Participate in kinds of risk management projects, enforce the SOP and enhance risk control to prevent risk and reduce credit losses.Frequently collect and manage various risk data, analyze and summarize the risk problems and advance appropriate solutions. -
Retail Finance Credit Analyst SupervisorDongfeng Nissan Auto Finance Co., Ltd. Nov 2010 - Jun 2015Shanghai City, ChinaDongfeng Nissan Auto Finance is a joint venture company invested by Nissan Motor and Dongfeng Group. Perform credit risk analysis of retail loan application, double check and guide the junior CA recommendation to make credit decision.Prepare training materials and responsible for team employee occupation skill training and test, complete KPI evaluation.Appropriately handle inquiry and complaint from dealer and customer, develop and improve the quality of credit approval process.Cooperate with sales team, risk management to improve approval process and credit policy, strengthen credit management.Interact with collection team and dealers as needed for loan maintenance and troubleshooting, reduce risk and control credit losses.Take charge of RF SME loan, complete spot investigation to develop reports on credit proposals.Keep up to data with issues that may affect credit decisions, stay informed about legal, compliance and market-risk related issues involving the approval of credit. -
Gm AssistantCal Bay Marble, Inc. Aug 2008 - Jul 2010San Francisco Bay AreaAssist general manager to accomplish all fields of endeavors.Explore and establish business relationship with customers.Estimate financial budget and analyze financial information.Conducte project management and fulfill customer’s request.
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Finance SupervisorShanghai Demonstration Industrial Investment Ltd. Jul 2006 - Oct 2007Shanghai City, ChinaResponsible for daily finance, accounting and taxation administration, poste to general ledger, prepare trial balance.Prepare and analyze financial statements, prepare and implement annual financial budget, directly report to CFO.Responsible for management of AR and AP, establish and manage the contract journals.Deal with the relationship with finance and taxation bureau, financial and auditing institution.
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AccountantShang Gold Ring Industry Ltd. Jul 2001 - Jun 2006Shanghai City, ChinaStarted as a industrial garden statistician.Then served as casher and accountant, prepared financial statemets. Responsible for AR and AP.
David Ge Skills
David Ge Education Details
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Northwestern Polytechnic University, UsaAccounting And Management
Frequently Asked Questions about David Ge
What company does David Ge work for?
David Ge works for Yixin
What is David Ge's role at the current company?
David Ge's current role is Senior Risk Manager.
What schools did David Ge attend?
David Ge attended Northwestern Polytechnic University, Usa.
What are some of David Ge's interests?
David Ge has interest in Badminton.
What skills is David Ge known for?
David Ge has skills like Banking, Financial Analysis, Credit Risk, Financial Risk, Loans, Credit, Project Management, Employee Training, Team Management, Risk Management, Finance, Retail Banking.
Who are David Ge's colleagues?
David Ge's colleagues are 汪尧明, 王劲尧, 童丹晨, 彭立君, Tony Yu, 张俊峰, 吴泽武.
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