An internationally experienced business executive with a track record of building and leading highly engaged teams, developing strong relationships, delivering results, managing risk and executing major strategic change. A strong and passionate leader, known and respected for courageous leadership and straight-talking, confident and creative presentation, creating high levels of engagement and motivation, building connections at all organisational levels and establishing effective cross-functional groups. Extensive commercial and international experience in independent and captive automotive finance, asset finance aggregation, consumer and business finance and banking, automotive distribution and the accountancy profession: Allied Credit; McMillan Shakespeare Group; ANZ Banking Group; Esanda Finance; BMW Financial Services (Australia and UK); BMW Group (UK); Coopers & Lybrand (UK and Sultanate of Oman). Key career achievements include:- Led NFC-UFS Aggregation through the COVID-19 pandemic, maintaining high volumes of business and developing and executing proactive strategies to protect revenue and profitability- Delivered record new business volumes for NFC-UFS Aggregation, exceeding $1B in both FY19 and FY21- Led ANZ's completion, transition and separation of Esanda Dealer Finance to Macquarie Leasing ($8B)- Led and managed introduction of National Consumer Credit Protection Act to Esanda Finance- Director of Australian Finance Conference and UK Finance & Leasing Association- Led Esanda Dealer Finance to number 1 in the market- Led introduction of Pricing-for-Risk in Esanda Dealer Finance- Managed transfer of BMW Finance's UK business from outsourced provider to full in-house operation- Completed major liquidation of large construction business in Sultanate of Oman- Proud member of the Institute of Chartered Accountants of Scotland