Review Actuary
Mar 2023 - Dec 2023
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David Heggie Email & Phone Number
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Location
Contact Info, United States
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David Heggie previously worked as Review Actuary at Phoenix Group and Internal Model Risk Manager at Phoenix Group.
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About David Heggie
A senior actuary with almost 30 years PQE, 17 years as Senior Manager/Head of Department, and extensive experience of leading change, process improvement, model governance and risk management.
8 roles · 40 years
David Heggie work experience
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Internal Model Risk Manager
Mar 2022 - Jul 2022
Senior Manager, Deputy Chief Actuary Team
Supporting the Deputy Chief Actuary with specific responsibility for model governance, model baselining and applications to the regulator.
Apr 2016 - Sep 2021
Head Of Modelling
Head of the actuarial modelling department for LBG, leading a team of permanent, contractor and consultant resources over this period. I also took on responsibility for the other main models for the insurance group (capital proxy models, with-profit stochastic models), separated model development into a separate department and focused Modelling on the operation and governance of the models.
Sep 2009 - Apr 2016
Head Of Modelling
Hbos
Head of the actuarial modelling department in HBOS insurance division, leading a team of permanent, contractor and consultant resources over this period.Accountable for the operation and development of the actuarial cashflow models for HBOS (covering brands Clerical Medical, Halifax Financial Services, Bank of Scotland Investment Service, Halifax Equitable, Clerical Medical International and Heidelberger Leben) alongside production of the experience analysis review for demographic assumptions. From 2009 my responsibilities expanded to include the models for Scottish Widows, TSB Life and Black Horse Life following the merger of HBOS into Lloyds Banking Group.
Sep 2007 - Sep 2009
Head Of Financial Pricing
Hbos
Responsible for the pricing of life, pension and investment products sold by HBOS Financial Services through the brands Clerical Medical, Halifax Financial Services and Bank of Scotland Investment Service.
2004 - 2007
~3 yrs
Product Development/Marketing/Pricing Actuary
Hbos
A variety of job titles, looking after the design, pricing and actuarial support for the Individual Pension product range. Also spent time looking after Group Pensions, Annuities and Drawdown products as well as designing a new onshore investment bond.
1994 - 2004
~10 yrs
Trainee Actuary
Clerical, Medical & General Life Assurance Society
Worked in a variety of departments as part of the usual actuarial rotational approach to training in a large insurance company. Areas included Final Salary Pensions (1987-89), International Pricing (1989-91), Life Valuations (1991-94).
1987 - 1994
~7 yrs
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Where is David Heggie based?
David Heggie is based in Contact Info, United States.
What companies has David Heggie worked for?
David Heggie has worked for Phoenix Group, Lloyds Banking Group, Hbos, and Clerical, Medical & General Life Assurance Society.
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