David Howell Email & Phone Number

London, England, United Kingdom

Financial Adviser for Prudential. Providing wide ranging financial advice to existing and new to Prudential clients. Helping them to realise their retirement planning and long term investment goals through bespoke and varied financial planning.

Canary Wharf

Responsible for adjudicating on complex pension complaints such involving PPP, SIPP, Final Salary schemes, Annuities, PCLS calculations, Flexi-Drawdown, lost pension benefits, discretionary wealth and unregulated collective investment schemes. Skills demonstrated include:• Ability to interpret and decide on complex pensions cases by liaising with involved consumer and business.• Responsible for owning a portfolio of cases and delivering timely and appropriate conclusions• Grasping a thorough and fundamental understanding of the FOS' industry perspective• Providing fair and structured customer service

London, United Kingdom

A specialised and prominent contracting role within an extensive investment suitability review through EY/TCC. Assessments made on collectives, DFM, VCT, EIS, hedge funds, private equity, UCIS, structured products, SCARP, derivatives and large pension transfers. Very wealthy and high profile clients with portfolios from £1m to over £100m. Role involved:• Investigating and evaluating complex records on high value clients to produce quality analysis• Consistently achieving productivity targets with accurate and timely assessments• Weekly meetings with Coutts Directors to discuss and debate cases of substantial redress value • Conducting main QA work for project review and redress process• Latter part of project involved ensuring the outcome of review project was successfully adopted within Coutts' complaints handling process

Canary Wharf, London

Responsible for adjudicating on complex portfolio management complaints such direct share portfolios, discretionary wealth, unregulated collective investment schemes, various trusts and offshore investments. Skills demonstrated include:• Ability to interpret and make a decision on complex investments scenarios by liaising with involved consumer and business.• Responsible for owning a portfolio of cases and delivering timely and appropriate conclusions• Grasping a thorough and fundamental understanding of the FOS' industry perspective• Providing fair and structured customer service• Regular liaison and feedback with senior management to identify trends • Utilising substantial financial adviser knowledge and experience• Contributing to team dynamic to share and assess findings

London, United Kingdom

Senior Independent Advisory role providing financial advice for International clients based both in London and around the world.Investment Advice for clients up to £3 million also providing multi currency investment solutions (USD & EUR).Extensive knowledge of International regulatory requirements, international taxation considerations and Offshore Investment market. Fee or Commission advice accommodated.Pension advice and Protection advice given for both UK and International clients.

Fully CEFA qualified.Dedicated to holistic financial planning.Regularly dealing with High Net Worth clients either branch based, at clients home or their place of work.Consistent high performer. Resulted in attendance of performance conventions to Barcelona and Venice.Role included period when heavily involved in the Product Assessment Team which shaped the financial proposition offered by Barclays. Involving discussion and negotiating with financial providers such as fund managers and life insurance companies to ensure ideal products were available to recommend to clients.

Integral member of advisory team at Barclay Head Office in Canary Wharf.Negotiation with financial providers such as fund managers and life insurance companies.Assessment of financial products to ensure high quality of offering and competitiveness of pricing.Experience of advising and financial product design.

Reading Newspapers.

Media & Advertising Sales across various newspaper titles and internet media.Initially appointed to sell to specific industries within specific geographical locations. Bonus targets constantly achieved.Promoted to Team Manager of the Cars and Property section and continued to exceed revenue targets.

Involved in combatting mobile phone cloning during the era of analogue technology.Vigilent assessment of technical data helped minimise client distress and produce huge cost savings to business.