David J Ramirez Email & Phone Number

Basking Ridge, New Jersey, United States

Stirling, New Jersey

Ensure and maintain the profitability of the business by operating within established recommended guidelines and requirements for sales growth, food and labor costs, and controllable expenses. Coordinate and implement daily operations, plans and store marketing in an efficient manner. Conduct staff onboarding, training and coordinate employee development..

Basking Ridge, NJ

*Analyze information received from indirect auto credit applications and credit reporting agencies to make prudent approval/decline credit decisions *Negotiate terms and conditions of loan decisions with dealers within established approval/exception guidelines while leveraging risk & reward, to ensure credit quality and profitability*Make exceptions to.

Warren, NJ

* Completed State Life & Health Insurance Licensing process for purposes of offering retirement solutions and insurance needs to new and existing clients.* Responsible for soliciting insurance products offered through various insurance companies partnered with TD Bank for compensation or gain.* Provided product and referral training to Non-Licensed & less.

Warren, NJ

* Met with existing clients and prospects to understand their financial needs and make referrals to other bank partners on a case by case basis.* Solicit clients on additional product and service offerings by maintaining strong product & sales knowledge & core values.* Provided exceptional customer service by responding to generic customer inquiries as.

Warren, NJ

* Accessed customer information to make proper account recommendations and suggested various service solutions.* Sold customers on the values and benefits of suggested products to close sales and increase branch revenue numbers.* Ensured customer concerns were handled were handled independently and escalated more complex issues to a supervisor.* Adhered to.