Predecessor Company Wealth & Tax Advisors, Ltd. 1984- 2003

Since 1984 our firm has helped clients take the right steps now to help assure a confident financial future. From an informed and objective vantage point, we integrate retirement planning with investment advice, income tax, estate, and elder care planning. Our goal with each client is to develop a trusted, long term relationship, hallmarked by thoughtful, highly personal and responsive service. We specialize in working with individuals beginning with planning for their… Show more Since 1984 our firm has helped clients take the right steps now to help assure a confident financial future. From an informed and objective vantage point, we integrate retirement planning with investment advice, income tax, estate, and elder care planning. Our goal with each client is to develop a trusted, long term relationship, hallmarked by thoughtful, highly personal and responsive service. We specialize in working with individuals beginning with planning for their retirement and then guide them through the various life cycle transitions thereafter. We seek to go beyond merely planning finances to helping to plan lives as a trusted advisor. We help our clients to identify their most important goals, guided by the values most important to them, then develop plans to help attain these goals.David Kramer CFP®, CRPC®, MBA has over 45 years of financial services experience. David holds the designations of Certified Financial Planner (CFP®), Chartered Retirement Planning Counselor (CRPC®) and MBA in Personal Financial Planning. He works together with Joyce Howell CEP®, RFP® with over 30 years experience. Joyce holds the designations of Certified Estate Planner (CEP®) and Registered Financial Planner (RFP®).While most firms have skill in accumulation planning, RWTA has specialized in distribution planning. They use an advanced strategy called Advanced Time Segmentation and perform detailed Retirement Income planning. Securities and Investment Advice offered through Cetera Advisors LLC (doing business in CA as CFGA Insurance Agency, LLC) a broker dealer and Registered Investment Advisor, member FINRA and SIPC. RWTA and Cetera Advisors are not affiliated. California insurance license #: 0801432. Retirement Wealth & Tax Advisors, 3478 Buskirk Ave.#270 Pleasant Hill, CA 94523 (925) 938-3200 Show less