Full responsibility for all Finance & Accounting functions, Treasury operations & Warehouse Line management, and Executive Governance and Oversight of the mortgage business.• Responsibilities include the design & implementation of all Accounting, Finance and Treasury responsibilities to launch Company de novo. Designed and maintained accounting systems, processes & controls over changing business models.• Designed & implemented Two Day close process with loan level transaction accounting.• Full Treasury responsibility to manage wire desk, 6 Warehouse lines, contracts & terms totaling $2.9 Billion facility and cash investment management responsibilities. Company funded over $17 Billion in home loans in FY 2020.• Leader for all Annual Budgets & Monthly Forecasting assumptions for 55 entities using HOST Analytics Planful.• Member of Executive Credit Risk and Compliance committees & leader of 17 department employees• Achieved 9 consecutive unqualified (clean) audit opinion reports from Deloitte and PWC.Speaker at Mortgage Banker Association Accounting & Finance Conference November 2015, 2016 & 2017.

Founder & CEO of Consulting advisory firm. Responsibilities at a Top 10 Mortgage firm include:• Redesign Client’s Servicing Compensatory Fees process & procedures to enhance controls over and reduce expenses, including integrating investor Repurchase demands. Actions performed led to a universal settlement with the GSEs. • Led team effort to design, build & implement Hyperion SmartView with Essbase. Document key drivers and assumptions, design test plans and execute forecast model testing & training of Client employees

Responsibilities include planning, solutioning and project management. Accomplishments:• Lead Consulting Director for Transaction Accounting program designing future state applications using Visio & PowerPoint including identification of control enhancements and data integrity strategies.

Responsibilities include advisory services in the CFO Advisory practice line. Accomplishments:• Plan and led six internal audits at a GSE client (Freddie Mac), including Multi-Family business line and Amortization accounting, including evaluating the design and effectiveness of SOX 404 controls and related processes.• Led team to assess, identify and implement solutions for a private equity client to shorten GL close cycle by five days and to improve the rolling financial forecast processes. Worked with client on S-1 registration for Initial Public Offering.

Responsibilities include governance & controls, reporting and implementation of process improvements.• Conceived and implemented the plan to collect SF Operations official records (~600), inventoried and stored in a corporate repository process to comply with an OFHEO directive for FNMA restatement.• Primary liaison with external auditors regarding SF operations; Supervised and approved multiple disclosures in the 2001-2005 10K forms; Created a process to measure and record restricted cash for restated 10-K. Senior Project Manager, Controllers• Became subject matter advisor on loan transaction accounting, assisting other workstreams such as TDR and REO.

Corporate Controller Accomplishments:• Managed accounting, finance and warehouse lines and contract renewals; enhanced loan disbursement controls to identify aged fundings at risk for repurchase. Managed department of 8 FTE.

Director - Forecasting, Analysis and Management Reporting Responsible for monthly forecast process for GMAC Real Estate Services (GHS) and Servicing business units and providing variance analysis of results to forecast and plan for senior management.Vice President - Finance Systems & Project Management Responsible for the general ledger system and for technical project management of the entire Finance organization

National Manager - Retail Finance, Production Support

Associate Manager, Franchise Development Support & FP&A

Certified Public Accountant in public accounting Certified Public Accountant in public accounting Jan. 1985 to Aug. 1989