David M. Rivera Email & Phone Number

Brea, Ca, Us

Lenox Home Loans FinancialsDISCLOSURE SPECIALIST | MARCH 2020 – AUGUST 2020Responsible for sending out initial disclosures making sure the Loan officer set up the file correctly. We would also deal with COC’s (Change of Circumstances) such as rate change, when the loan was locked, Lock ext. etc. In addition, we were in charge of sending out CD’s to the borrower AKA Final Loan Estimate. We had to make sure everything was sent out, to stay within compliance. We had to be organized and… Show more Lenox Home Loans FinancialsDISCLOSURE SPECIALIST | MARCH 2020 – AUGUST 2020Responsible for sending out initial disclosures making sure the Loan officer set up the file correctly. We would also deal with COC’s (Change of Circumstances) such as rate change, when the loan was locked, Lock ext. etc. In addition, we were in charge of sending out CD’s to the borrower AKA Final Loan Estimate. We had to make sure everything was sent out, to stay within compliance. We had to be organized and attention, to detail to make sure we were sending out initial disclosures, COC’s and CD’s correctly to make our borrowers happy. We needed to do all assigned three tasks that same day. We were also responsible to take care of the rush inbox to handle any rushes that were needed to be sent out that day. Show less

LOAN DEPOTAPPRAISAL COORDINATOR | AUGUST 2019 – March 2020Responsible for placing non-direct retail appraisal orders. Monitor the orders until the appraisal is received, follow up on orders, escalate to vendors when reports are not delivered within estimated delivery date. Negotiate fees with the appraiser to accommodate our due date to meet our COE date. Experience with purchases, USDA, SFR, manufactures homes. In communication with appraisers, processors, underwriters, loan officers… Show more LOAN DEPOTAPPRAISAL COORDINATOR | AUGUST 2019 – March 2020Responsible for placing non-direct retail appraisal orders. Monitor the orders until the appraisal is received, follow up on orders, escalate to vendors when reports are not delivered within estimated delivery date. Negotiate fees with the appraiser to accommodate our due date to meet our COE date. Experience with purchases, USDA, SFR, manufactures homes. In communication with appraisers, processors, underwriters, loan officers. Request revisions after the appraisal is received. Coverage is widespread over four regions; handle the most on the retail team. Show less

NEW AMERICAN FUNDINGPRODUCTION ASSISTANT | MARCH 2019 – AUGUST 2019Responsible for elevating and reviewing the loan application submitted by the Loan officer to processing. Made sure all documents were signed correctly, all required documents were in the file, and helped the processor with any conditions to CTC the loan. Helped prep loan to submit to UW to make it easier for the processor to focus on conditions. Responsible for ordering appraisal and opening Title & Escrow as well… Show more NEW AMERICAN FUNDINGPRODUCTION ASSISTANT | MARCH 2019 – AUGUST 2019Responsible for elevating and reviewing the loan application submitted by the Loan officer to processing. Made sure all documents were signed correctly, all required documents were in the file, and helped the processor with any conditions to CTC the loan. Helped prep loan to submit to UW to make it easier for the processor to focus on conditions. Responsible for ordering appraisal and opening Title & Escrow as well. Assisted with anything the processor or loan officer neede Show less

AMERICAN ADVISORS GROUPNFS SPECIALIST | MARCH 2016 – APRIL 2018Responsible for setting up and submitting loans to the next loan phase, such as underwriting, funding, and closing. Issued case numbers and ordered services which included; FHA connection documents (Case number assignments, CAIVRS, case query etc.), ordering/receiving title commitments, and ordering /receiving appraisal reports. Followed up with appraisal management companies for updates on reports to expedite the process… Show more AMERICAN ADVISORS GROUPNFS SPECIALIST | MARCH 2016 – APRIL 2018Responsible for setting up and submitting loans to the next loan phase, such as underwriting, funding, and closing. Issued case numbers and ordered services which included; FHA connection documents (Case number assignments, CAIVRS, case query etc.), ordering/receiving title commitments, and ordering /receiving appraisal reports. Followed up with appraisal management companies for updates on reports to expedite the process. Manage an active pipeline averaging about 100 loans at once, always in the top 5 each month as far as producing. Making sure everything was needed in order to submit to next loan phase. Made sure the data entry in the systems were correct. Show less

IMAGING SPECIALIST | FEBRUARY 2015 – MARCH 2016First point of contact for outside mail. Scanned the received mail into system and indexed each loan document accordingly into the systems. After scanning outside received mail, sent to necessary parties throughout all departments (loan officer, processors, funders, underwriters, closers). Got promoted to NFS loan set up specialist.