David Medrano Andrade Email and Phone Number

Coordinate, implement, and monitor initiatives, strategies, and projects related to the processes of identifying, measuring, tracking, and managing credit risk.Calculate, monitor, and calibrate the expected loss of the portfolio.Develop and optimize scoring models for origination and monitoring using AI, machine learning/deep learning techniques with Python, incorporating structured and unstructured data (including web scraping with Python and R).Automate key reports using Python and Power BI, enhancing operational efficiency and decision-making.Lead the data analysis strategy to optimize processes, make data-driven decisions, and improve company performance.

I coordinated the analysis of data and studies focused on the microfinance sector at both national and international levels.I supervised the identification of dynamics, risk factors, and key elements that influence the development of microfinance.I led the consolidation of internal and external data into periodic information structures, using SQL Server.I managed the design and implementation of web applications with Shiny-R to effectively communicate the results and analyses conducted.

Review and validation of credit granting models.Monitoring and analysis of financial indicators in the banking system.Implementation of continuous improvements in multivariate techniques for banking supervision, using AI, machine learning, and deep learning techniques (Python / R).

Advice to companies in various areas using statistical tools such as clusters, projection and classification. (Artificial intelligence-R software)Statistical quality control.Prediction techniques.Planning and programming of processes.Regression models.Statistical control of financial risks.Design of experiments.

I managed databases and statistical analysis for the department.I carried out demand forecasting for monetary species using machine learning techniques for stock planning and monitoring.I ensured compliance with regulations and internal procedures of the Central Bank of Ecuador (BCE).

• Measure and monitor the financial risks of the entity in charge.• Review of compliance with laws, regulations and banking standards.

• Responsible for managing the warehouse and supervising the staff (10 employees). Make bimonthly reports and propose improvements for the company's address.

• Financial area. Responsible for collecting and coding financial information provided by the different units. Prepare statistical series, charts, graphs and financial projections. Perform calculations to obtain financial indexes. Review, classify and order replenishment of working fund, special funds and boxes assigned to the various units. Bring the record and control of budget availability.

• Administrative and financial department. Responsible for discharging expired documents and gathering information for financial analysis. (temporal)