David Mortensen Email and Phone Number
Pasadena, CA, US
David Mortensen's Location
Pasadena, California, United States, United States
David Mortensen's Contact Details
David Mortensen work email
- Valid
- Valid
- Valid
David Mortensen personal email
n/a
David Mortensen phone numbers
About David Mortensen
David Mortensen is a Originations and Relationship Manager at California Bank & Trust, Capital Finance Group. He possess expertise in commercial lending, credit analysis, commercial banking, small business lending, loans and 13 more skills.
David Mortensen's Current Company Details
California Bank & Trust, Capital Finance Group
View
Originations and Relationship Manager
Pasadena, CA, US
- Website:
- calbanktrust.com
- Employees:
- 1409
David Mortensen Work Experience Details
-
Originations And Relationship ManagerCalifornia Bank & Trust, Capital Finance GroupPasadena, Ca, Us
-
Originations & Relationship ManagerCalifornia Bank & Trust, Capital Finance Group Jun 2018 - PresentSan Diego, California, Us(1) Primarily responsible for originating and structuring asset-based transactions from $3 million up to $40 million in commitments (can go higher based on credit metrics of the Company) for middle market companies with revenues generally up to $300 million. Deal origination is either on a direct or participation basis. If on a participation basis, the preference is towards club opportunities versus widely syndicated transactions. (2) Ability to lend against most asset classes on the balance sheet including A/R, inventory, machinery & equipment, and owner-occupied real estate. Structure can be enhanced with a cash flow term loan with amortization schedules from 3 to 7 years based upon strength of EV. (3) Deal sourcing includes direct calling, private equity, family offices, uni-tranche lenders, investment banks, capital markets / syndication groups, CPA's, turnaround consultants and business advisers. (4) Our industry focus remains agnostic / generalists. Due to our Federal Charter, we are not able to finance marijuana-related businesses. (5) Origination efforts are augmented by ability to provide, non-ABL products, including: owner-occupied real estate, traditional C&I, leveraged cash flow, non-profits, municipals, private / public schools, power & energy, equipment financing & leasing, and warehouse financing / subscription facilities.(6) California Bank & Trust is a full-service bank providing, among other services, treasury and cash management services, wealth management / private banking, foreign exchange, and SBA products.(7) Through the parent holding company, California Bank & Trust is a $70 billion bank and maintains a very strong balance sheet. The bank's founding dates back to 1873. California Bank & Trust has established itself as one of the premier middle market business banks in the country.
-
Vice PresidentPlaza Bank Mar 2017 - Jun 2018(1) Responsible or originating and structuring asset-based transactions up to $30 million in deal size with typical transaction size under $10 million and presenting for approval to senior management and credit committee;(2) Identify and source new lending opportunities and prescreening acceptable prospects highlighting credit risk profile including cash flow and collateral / borrowing base analysis; proforma historical and projected cash flow; capital structure and leverage analysis; recommended covenant package; analysis of sources of repayment and likely exit channels; executive summary of borrower, management, industry and proposed structure of credit; and summary of deal risks and mitigations. (3) Engage third party due diligence partners including field audits, appraisals and background search firms as well as outside legal counsel to document and close the transaction. Participate and assist in the negotiation, documentation and closing of the transaction. (3) Develop and implement marketing plan to attract new lending opportunities and to expand the bank's brand. Work collaboratively with other departments of the bank to effectuate an effective and successful marketing campaign to assist the bank in meeting budget and origination goals while maintaining an acceptable risk profile within the portfolio.(4) Build out new relationships with other capital providers and referral sources including investment banks, CPAs, commercial lenders, alternative lenders, Uni-tranche lenders, hybrid / family office and private equity firms. (5) Identify cross-sell opportunities including real estate, C&I, treasury, and deposit relationships.
-
Senior Vice PresidentBank Hapoalim Sep 2014 - Feb 2016Tel Aviv, IlSenior Vice President, C&I Group • Assisted with and participated in the grand opening of Bank Hapoalim's Los Angeles Representative Office in October 2014. Designed and implemented a marketing plan and business development strategy to pursue new C&I business opportunities. • Focused on non-sponsored, asset-based and senior secured credit facilities for middle market companies based in Southern California with revenues generally up to $1 billion. Cross-selling initiatives limited due the bank’s California License. • Primary calling efforts included capital markets / syndication groups of local and large money-center banks, relationship managers and commercial & asset-based lenders at peer banks, investment banks, and CPA firms in addition to direct calling on companies with headquarters in Southern California. New business origination centered primarily on participation opportunities in transactions up to $400 million as well as direct opportunities subject to the bank’s general hold limit of $30 million. • Brand marketing included active participation in local trade groups including TMA, ACG & CFCC.• Responsible for prescreening, analyzing and preparing credit memorandums and presenting credit requests to members of the bank’s senior executive credit committee. -
Vice PresidentPacific Western Bank Nov 2013 - Jul 2014Beverly Hills, Ca, UsCommercial Middle Market Lending Group: primarily focused on sponsored-back cash flow financing opportunities for companies with EBITDA of up to $5 million. • Responsible for originating, structuring and prescreening cash flow transactions for sponsor- backed lower middle-market companies (generally defined as EBITDA up to $7 million). • Industry generalists with a focus on California-based companies with a demonstrated history of profitability, defensible market position, high cash flow visibility and strong management team. • Calling effort focused primarily on private equity groups, investment banks, other commercial lenders and CPA firms.• Other potential lending opportunities included real estate (primarily investor-owned, bridge and construction financing for commercial, industrial and multi-family projects) and healthcare (skilled nursing, assisted living, mental health and hospitals). • Cross-sell responsibilities of other bank products included deposits, cash & treasury management and payroll services. -
Vice PresidentPnc Sep 1999 - Nov 2013Pittsburgh, Pennsylvania, UsPNC Business Credit Asset Based Group: Primarily focused on originating new asset-based transactions.• Responsible for originating new business with an emphasis on providing asset-based financing for middle market companies with commitments ranging in size from $5 million to $300 million. Origination efforts primarily focused on direct and sponsored-back opportunities and, on a limited basis, participation opportunities in both club and larger syndicated transactions. • Geographic calling territory was principally Central and Southern California (previous territory also included Washington, Northern Nevada and Idaho). No such restrictions for sponsor-backed transactions. • Engage, coordinate and manage all third-party due diligence including field audit, appraisals (inventory, M&E, brand and intellectual property), quality of earnings opinions (in required), background searches and outside counsel / legal. • Provide capital structure analysis to assess the proper mix of senior, junior, and equity capital. Facilitate introductions between the borrower, sponsor and junior capital provider, including Steel City Capital Funding (PNC’s second-lien, last-out financing product). Review capital structure and metrics including leverage, debt service and fixed charge coverages, pricing and profitability hurdles, senior and junior collateral liens, waterfall payments & claims, standstill and other inter-creditor provisions. • Participate with the relationship manager, legal counsel, borrower and equity sponsor in negotiating the loan and security agreement as well as any inter-creditor or subordination agreements. 2002 - 2005: Vice President, Underwriting & Structuring Group. -
Vice PresidentNational Bank Of Canada 1999 - 2002Montreal, Quebec, CaResponsible for underwriting all new transactions and managing a portfolio of asset-based transactions comprised of 20 accounts. Financial analysis included proforma historical and projected cash flows to ensure sufficient debt service and proper covenant protection, collateral and borrowing base analysis to determine the level of excess availability and liquidity, understanding of the capital structure and waterfall analysis, addressing risk and mitigation of the credit, incorporating appropriate monitoring recommendations and addressing third party due diligence including field exams, inventory / M&E appraisals and background searches. Portfolio responsibilities included quarterly and annual reviews of each credit, updating financial information and addressing variances / trend cards, completing all requests for amendments and loan modifications as well as all defaults and making recommendations to senior management and credit committee. -
Assistant Vice PresidentSanwa Bank, Limited 1996 - 1999(1) Responsible for all credit analysis encompassing financial modeling, historical financial analysis, management assessment and risk summary to support the credit evaluation process of investment and non-investment grade companies seeking secured and unsecured credit facilities;(2) Prepared amendments and related analysis in accordance with bank policy focusing on historical and proforma analysis and critically evaluated proposed changes to structure and the credit agreement;(3) Prepared annual reviews of existing credits within the portfolio including historical and comparative financial analysis, relationship summary, and changes to risk profile;(4) Managed 18 active accounts in excess of $500 million in commitments across a wide range of industries including: banking and finance, gaming, healthcare, retail (national grocery chains, music and apparel), utilities, technology, and entertainment.
-
Management TraineeUnion Bank Jan 1995 - Oct 1996San Francisco, Ca, Us(1) Applied quantitative and qualitative tools including financial modeling, ratio & trend analysis, and industry forecasting to effect credit decisions in connection with corporate and commercial banking relationships.(2) Assisted account officers in preparing credit analysis for new and existing customers. Participated in joint marketing calls including cash management and international trade products.(3) Completed my platform assignment in the Enterprise Banking Group based in Burbank, CA. -
Loan OfficerCoast Federal Bank Jan 1994 - Jan 1995(1) Completed the bank's Mortgage Banking Academy.(2) Responsible for marketing and originating single-family residential real estate loans for purchase money and refinancing existing loan.
-
CorporalUnited States Marine Corps Jul 1984 - Jul 1988Washington, Dc, Us(1) HAWK Missile Operating & Control Crewman.(2) Monitored, maintained and operated all aspects of the HAWK missile system in coordination with other HAWK units.(3) Participated in joint military exercises including Desert Flag to ensure proper military and combat readiness and to promote joint readiness with United State's allies including the United Kingdom, France, Israel, Canada and Jordan.
David Mortensen Skills
Commercial Lending
Credit Analysis
Commercial Banking
Small Business Lending
Loans
Credit
Portfolio Management
Consumer Lending
Financial Analysis
Banking
Cross Selling
Risk Management
Credit Risk
Lines Of Credit
Mortgage Lending
Loan Origination
Financial Services
Underwriting
David Mortensen Education Details
-
University Of Notre DameFinance And Financial Management Services -
University Of Notre DameEnglish Language And Literature/Letters
Frequently Asked Questions about David Mortensen
What company does David Mortensen work for?
David Mortensen works for California Bank & Trust, Capital Finance Group
What is David Mortensen's role at the current company?
David Mortensen's current role is Originations and Relationship Manager.
What is David Mortensen's email address?
David Mortensen's email address is da****@****lbt.com
What is David Mortensen's direct phone number?
David Mortensen's direct phone number is +162643*****
What schools did David Mortensen attend?
David Mortensen attended University Of Notre Dame, University Of Notre Dame.
What skills is David Mortensen known for?
David Mortensen has skills like Commercial Lending, Credit Analysis, Commercial Banking, Small Business Lending, Loans, Credit, Portfolio Management, Consumer Lending, Financial Analysis, Banking, Cross Selling, Risk Management.
Who are David Mortensen's colleagues?
David Mortensen's colleagues are Bob Hulterstrom, Hillary Leon, Warner Jansen, Holly Iwanaga, Bambi Anderson, Ursula St. Geme, Tracie Moreno.
Free Chrome Extension
Find emails, phones & company data instantly
Find verified emails from LinkedIn profiles
Get direct phone numbers & mobile contacts
Access company data & employee information
Works directly on LinkedIn - no copy/paste needed
Aero Online
Your AI prospecting assistant
Select data to include:
Total price:
$0.00
0 records × $0.02 per record
Download 750 million emails and 100 million phone numbers
Access emails and phone numbers of over 750 million business users. Instantly download verified profiles using 20+ filters, including location, job title, company, function, and industry.
Start your free trial