David Orford believes that retirees have yet to understand how to adequately provide income for the rest of their and their partner's lives that broadly increases with inflation. This would better provide peace of mind, happiness and lifestyle in retirement - a period that is increasing.He has worked with governments for over a decade to make the changes to allow these products to be provided on an efficient and effective basis - which was achieved in 2017. Now the task is for superannuation funds and life insurance companies to offer these products and to educate our financial planners and fellow countrymen about the longevity protection provided, so they can have higher income in retirement, a far better lifestyle and greater peace of mind. David established Financial Synergy in 1978, and sold it to IRESS effective 31 October 2016. He has used some of the proceeds to finance a study through the Actuaries Institute of Australia into annuitant mortality rates and a far more extensive study with the Melbourne Business School and UNSW about why people don't buy real lifetime pensions and annuities and what do we have to do to help them do that.David has a breadth of experience in the superannuation and life insurance industries spanning across areas as diverse as financial planning, marketing, product design, information technology, administration, investment management, actuarial services, compliance and trusteeship.David regularly writes articles for LinkedIn and other industry publications, makes submissions to government which usually result in positive changes for our country and fellow Australians. His depth of experience allows him to confidently present on a range of topics from lifetime salary without working, financial planning, investments and superannuation, to the impact of legislative changes on individuals.He is extremely interested in the financial well-being of our country and the financial and emotional well-being of our fellow Australians.