Chief Technology Officer
CurrentVemi is a Shariah financial services group, that includes Vemi Money, a pre-licence UK based Fintech, focussed on shariah banking for UK Muslims.Led the complete architectural design and technical strategy for the UK's newest digital Shariah banking platform, implementing a cloud-first infrastructure utilizing Domain-Driven Design (DDD) and Event-Driven Architecture.Architected a modern data platform combining Data Lake and Lakehouse approaches to enable advanced analytics and AI-powered banking capabilities, positioning the bank at the forefront of intelligent financial services. Pioneered the integration of AI technologies to enhance product offerings and customer experience, creating innovative Shariah-compliant banking solutions.Developed and executed a comprehensive technology sourcing strategy, creating a balanced matrix of build/buy/rent/outsource decisions to optimize efficiency, cost, and time-to-market. Successfully conducted and managed vendor selection processes for critical banking systems, with particular focus on Shariah-compliant product structures and associated risk management.Key contributor to the bank's regulatory license application, authoring technical sections and providing expert responses to regulatory queries regarding technology infrastructure, security, and operational resilience.Established and currently leading a hybrid onshore/offshore technology team, implementing effective collaboration frameworks and proving the efficiency of the distributed delivery model.Recognized thought leader in both digital banking transformation and Islamic fintech, regularly presenting at industry events on innovative banking platforms and Shariah-compliant digital solutions.