David Reading Email & Phone Number

I serve as a trusted financial advisor to Middle Market companies. I focus on thoroughly understanding my clients’ goals, priorities and challenges. My objective is to recommend the right combination of financing, services and advice that create value, optimize efficiency and support strategic objectives. I am committed to continuously bringing good ideas to light and constantly fine tuning the resources required to meet changing needs. I have strong knowledge and broad experience in commercial banking, treasury management, investment products, capital markets, derivatives, private banking and risk management.

Buffalo, New York

The City Honors/Fosdick-Masten Park Foundation was formed in 1996 by a dedicated group of parents, alumni and educational leaders aiming to help bridge a widening gap between the increasing cost of a high quality learning environment and the uncertain funds available from State and district sources. The Foundation also serves as a unifying organization for members of both the CHS and FMP communities who share a common love for our school and school building. Charitable giving from alumni is administered by the Foundation through a partnership with the alumni associations.

Middle Market Relationship Manager: I managed a portfolio of Middle Market companies throughout Western New York as well as the Greater NYC area, Boston, MA and Chicago, IL. I arranged funding for working capital, acquisitions, plant expansion, equipment upgrades, recapitalizations and dividends. I have been a sole provider of senior debt and worked in club deals and syndicates as well as with mezzanine, convertible and equity capital providers to structure the right resources to help companies succeed.

Usa/Canada Cross Border Banking

Team Leader U. S. Canada Cross Border Banking:Led a team of commercial bankers who assisted Canadian Middle Market companies entering and expanding business in the United States. Provided a full suite of products and services including financing, treasury management, F/X, trade services, syndications, ECM/DCM, card programs, ABL and derivatives to U. S subsidiaries of Canadian parent companies headquartered throughout Eastern Canada.

Buffalo, Ny

Middle Market Relationship Manager with primary responsibility over a portfolio of private, public and international companies. Prospected, sourced, structured and underwrote new relationships, Managed credit monitoring and renewal process, tailored solutions using trade finance, F/X hedging, derivatives and cash management, including an international platform. Mentored junior Relationship Managers in a Team Leader role.

Buffalo, Ny

Commercial Business Group Relationship Manager in the Buffalo-Niagara region. Managed pipeline of new business opportunities including cross-sell of investments, insurance, retirement, succession planning and retail product sets. Point person structuring larger, more complex credit transactions.

Buffalo, Ny

Relationship manager for a portfolio of small to mid-sized commercial accounts. Responsible for new business development, cultivating referral sources, cross-selling bank products and services, policy compliance, credit administration and review, and representing the Bank in the community.

Buffalo, Ny

Directed all facets of the entrance of this Canadian commercial financier into the U.S. market. Responsible for origination, negotiating and underwriting varied financing packages. Co-managed a portfolio of existing accounts.

Buffalo, Ny

Completed a 15 month formal credit training program. Successfully managed a small business commercial loan portfolio and oversaw the commercial lending activities of 5 retail branches. Structured transactions involving start-ups, asset and stock acquisitions, LBO’s, revolving, real estate and SBA-guaranteed financing.

Liberal Arts

Activities and Societies: Semester abroad; London, England

B. A., Economics

M. B. A., Finance