David Roa Email & Phone Number

3100 Oak Park Ave, Berwyn, Il 60402

Manage Incoming mortgage applicants to ensure they fit within our loan programs. Screen files and guidelines with Fannie Mae, Freddi Mac, FHA, VA ans USDA. Continue to proactively anticipate and solve complicated issues related to loan management.

Mortgage Professional who practice the principles to analyze and help first time home buyers, investors and other professional partners achieve their goals. Ensures loan data information is Completed to successful loan process. Actualized a customized CRM to create a positive work atmosphere and customer loan production. Follows the rigorous loan compliance establish by the SAFE Act. Continuously enters in revising pipeline in order to achieve maximum results. Present loan programs in group settings including workshops and team presentations. Help other professionals with mastermind ideas and work communications.

747 N. Lasalle St, Chicago, Il 60654 6Th Floor

Strong background in negotiation for my clients, provide guidance to families in drafting their life styles and habits to achieve home ownership and advocate my borrowers when they have proof of that they can pay their home. Constantly refreshing with update learning and training development.

Stay abreast of new types of loans and other financial services and products in order to better meet customers' needs, Market mortgage products to individuals and real estate firms, promoting mortgage services that may meet customers' wishes. Confer with processors and underwriters to aid in resolving mortgage application problems. Design homebuyers workshops. Created credit planning and family budget counseling.

Conducted loan approvals, analyze financial data and met loan compliance. Assessed client needs and recommended appropriate products or modifications to their objetives.Complete knowledge of federal credit loan regulationsDeveloped credibility and confidence with customersTrained in and maintained excellent interpersonal and communication skills thatcomplement proven creative problem solving capabilities

Had worked qualifing and guiding individuals and families to obtain residential and commercial loans. Coach and train loan officers to succeed in loan production. Divise work strategies and formulate policies with changing financial market. Recruit and retain loan officers. Create original standard operating procedures (SOP), product and service descriptions, research reports, and consumer related instruction documents. Created and maintainedfinancial statements using QuickBooks and Excel custom reports. Coordinated a strategic planning process, generating a 5 year business plan that included strategies for sales,marketing and operations.

Analyzed and improved departmental operations. Established new procedures resulting inincreased productivity and more efficient resource utilization. Successfully restructured client's electronic documentation process from a stand-alonesystem to an integrated application

Trained group of inner city and diverse job seekers for the preparation of job hunting. City of Chicago sponsor project to help disadvantage people obtain jobs. Chicago Campaign for Human Development and the Chicago Mayor’s Office of Manpower, now the Mayor’s Office of Workforce Development, provided seed money to help its citizen for jobs. I was involved with the training, coaching and preparation for effective job hunting for groups and individuals.

Associate'S Degree, Business Management

A.A, Business Management

Completed course work in Management, which has significantly contributed to my expertise in Business Development. Successfully completed.